in words on the check image controls, and we reserve the right to correct your manual entry
to reflect the amount shown on the check); or
3. The Mobile Check Deposit has been rejected by us for processing, along with the reason for
rejection.
Your Handling of the Original Eligible Check
After submitting a Picture of a check to us, you must keep the original check in a safe place for the longer
of a period of [30] days from the date of deposit, or until you see the credit in your online account or on
your account statement for that check. During that period, we may ask you, and you agree, to provide us
with the original check (if, for example, the paying bank deems the Picture insufficiently legible). At the
completion of that period, you agree to dispose of the original check by securely destroying or shredding
it.
Your Mobile Check Deposit Funds Availability
Once your Mobile Check Deposit is "accepted" by us for processing (see Communications, above), your
deposit will be processed and generally available for withdrawal from your High Yield Savings Account as
follows:
ā¢ If your Mobile Check Deposit is "accepted" by us for processing by 3:00 PM Eastern Time on
a business day, we will consider that business day to be the day of your Mobile Check Deposit.
ā¢ If your Mobile Check Deposit is "accepted" by us for processing after 3:00 PM Eastern Time or
on a day that is not a business day, we generally will consider the Mobile Check Deposit received
on the next business day.
ā¢ Funds from a Mobile Check Deposit will generally be available for withdrawal from your High
Yield Savings Account on the fifth business day after we receive the Mobile Check Deposit.
However, for new High Yield Savings Accounts less than 90 days old, funds from a Mobile Check
Deposit will generally be available for withdrawal on the 11th business day after we receive the
Mobile Check Deposit. (We will not consider a High Yield Savings Account to be new for this
purpose if either account holder of the High Yield Savings Account has had, within 90 days
before the High Yield Savings Account is established, another High Yield Savings Account with us
for at least 90 days.)
To be notified when the deposited funds are available in your account, please log in to your account, go
to the āAlertsā tab, and select āNotification of Each Deposit/Withdrawal,ā select the email option, then
submit. This way, you will be notified of all future deposit and withdrawal transactions.
Our Right to Reject Deposits
We reserve the right to reject any Mobile Check Deposit, at any time, without any liability to you. In
addition, we may reject a Mobile Check Deposit even if it was initially accepted for processing. In the
event we determine to reject a Mobile Check Deposit, any amount that was provisionally added to your
account balance from that Mobile Check Deposit will be reversed. We reserve the right to accept a
Mobile Check Deposit for deposit or on a collection basis. We will not be liable to you for rejecting
a Mobile Check Deposit, even if it causes us to decline any transactions you have already made. You
agree that if we reject