Page 1 Revised 3/2024
2024 AVAILABLE PRODUCTS & RETAIL BANKING SERVICES
Republic Bank of Chicago is a full-service commercial bank established over 50 years ago in the Chicago metropolitan
area, offering a competitive array of financial products and services to its customers to assist them with their
financial needs.
Republic Bank of Chicago offers the following products/services:
DEPOSIT ACCOUNTS – Personal
CHECKING
• Essential Checking
• Silver Checking with BaZing (Bazing is an add on product with benefits/discounts)
• Platinum Checking with BaZing (NOW)
• Choice Checking – Cash Back (online only)
• Choice Checking – Rate (online only)
• Student Checking
SAVINGS
• Republic Savings
▪ Statement
• Starter Savings
▪ Statement
MONEY MARKET – Tiered interest
• Power Index Money Market
• Executive Money Market
• Digital Money Market
• PPC Personal Money Market
CERTIFICATES OF DEPOSIT
• Certificates of Deposit – various terms available
IRA PRODUCTS
• Traditional/Roth/Coverdell Education Savings Account
▪ Money Market and Certificates of Deposit – various terms available
PERSONAL BORROWING LOANS
• Home Equity Lines of Credit or Home Equity Loans
• Auto Loans
• Checking Line of Credit
• CD/Savings Secured Loans
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BUSINESS ACCOUNTS/COMMERCIAL CHECKING
• Business Basic Checking
• Business Advantage Checking
• Business Money Market
• Commercial Checking
• Commercial Power Index
• Commercial NOW - Tiered Interest
• Business Select MMA - Tiered Interest
• Commercial Statement Savings
• Quick Line of Credit
• IOLTA Accounts
• Public Funds Accounts
Restricted to 501.3c including the following:
o Homeowners Associations
o Condo Associations
o Government Units
▪ Fire Fighters and Police Pensions
LENDING PRODUCTS
• Income Producing Investment property financing
• Construction & Bridge Financing
• Treasury Management
• Portfolio Lending
• Lines of Credit
• Express Business Loans
• Term Loans
• Includes acquisition, construction, redevelopment and refinancing.
• Multi-Family Rental/Apartments
• Retail, office, hospitality/hotel and industrial properties
• Business Overdraft Lines of Credit
• Equipment Financing
• Term Loans
• Accounts Receivable Lending
• Asset-Based Loans
TREASURY MANAGEMENT SERVICES
• Online Banking with customized reporting, multiuser access, and self-administration
• Internal transfers
• Online bill pay
• E-statements
• Mobile Banking
• Mobile Remote Deposit Capture (RDC)
• Remote Deposit Capture
• Lockbox
• Zero Balance Accounts
• Positive Pay including ACH and Payee Positive Pay
• ACH origination
• Full or partial account recon
• Wire Transfer online
• Sweeps to/from loans
• Sweeps to/from investment account
• Merchant card services
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• CDARS and ICS products
• BAI Premium Reporting (Bank Administration Institute (BAI)
• X9 Direct Transmission
• TRIPS (Touchless Return Item Processing System)
MSB DIVISION
Products
• RCheck
Services
• RIAT (Republic Internal Account Transfers)
• iStream Remote Deposit Capture (RDC)
• iStream Risk Reporting
• MSB Client Portal
• BAI Premium Reporting (Bank Administration Institute (BAI)
• X9 Direct Transmission
• MSB Vault Services (Vendor Vault Management)
• Business Accounts/Commercial Checking – Image Check Cashing
• Business Accounts/Commercial Checking – Check Cashers PMO
• CD Rom
• eVision (FIS)
• TRIPS (Touchless Return Item Processing System) – Return File
• DACA (Deposit Account Control Agreement) Monitoring
Credit Facilities
• Acquisition/Expansion Loans based on the value of the business
• Working Capital Lines of Credit
• Building and Leasehold Improvement Loans
• Letters of Credit
Back Room Operations Expertise
• Specialized operations to support MSB customers
• Dedicated Customer Service Support Team for MSB customers
• Expert and prompt processing of forgery claims and duplicate presentments
Treasury Management Services
• Electronic access to account information
• Sweep accounts and cash concentration accounts
• Electronic funds transfer
• Electronic download of money order clearings
• Money order truncation
• Payment & Disbursement Solutions
EQUIPMENT LEASING PRODUCTS
• Working Capital and warehouse lines of credit to leasing companies
• Non-Recourse financing of leases from leasing companies
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OTHER BANK PRODUCTS/RETAIL BANKING SERVICES
• RB Debit MasterCard
TM
for Personal and Business
• Online Banking/Online Bill Pay – available at www.RBankChicago.com
• E-Statements
• Bank by Phone - 877-615-8728
• Safe Deposit Boxes available in various sizes (not available at all locations)
• Wire Transfers
• Cashier's Checks and Money Orders
• Notary Public Stamp
• Medallion Stamp
• Savings Bond Redemption
• Online and Mobile Banking
• Buy/Sell Foreign Currency
• Illinois License Plate Stickers
• DuPage & Will County Tax Payment Processing
• Cook County Property Tax Payments Accepted
• Remote Deposit Capture (RDC)
• ATM machines in the STARsf and AllPoint ATM network
• Online banking and mobile support 866-296-4035
• Zelle
• Digital Wallets
• Online Account Opening (OAC)
Payments and Fintech Partnerships
• Bank and BIN Sponsorship
• Banking As a Service (BaaS)
• Electronic Checking Accounts
• Instant disbursements
• Card Not Present (CNP) Merchant Services
• MasterCard Remote Payment and Presentment Service (RPPS)
