form HUD-903 (7/2001)
ref Handbook 8024.1
Previous editions are obsolete
Page 2 of 3
What Does the Fair Housing Amendments Act of 1988 Provide?
The Fair Housing Act declares that it is national policy to provide fair
housing throughout the United States and prohibits eight specific
kinds of discriminatory acts regarding housing if the discrimination is
based on race, color, religion, sex, handicap, familial status or
national origin.
1. Refusal to sell or rent or otherwise deal with a person.
2. Discriminating in the conditions or terms of sale, rental, or occu-
pancy.
3. Falsely denying housing is available.
4. “Blockbusting”—causing person(s) to sell or rent by telling them
that members of a minority group are moving into the area.
6. Discrimination in financing housing by a bank, savings and loan
association, or other business.
7. Denial of membership or participation in brokerage, multiple
listing, or other real estate services.
8. Interference, coercion, threats or intimidation to keep a person
from obtaining the full benefits of the Federal Fair Housing Law
and/or filing a complaint.
What Does the Law Exempt?
The first three acts listed above do not apply (1) to any single family
house where the owner in certain circumstances does not seek to
rent or sell it through the use of a broker or through discriminatory
advertising, nor (2) to units in houses for two-to-four families if the
owner lives in one of the units.
What Can You Do About Violations of the Law?
Remember, the Fair Housing Act applies to discrimination based on
race, color, religion, sex, handicap, familial status, or national origin.
If you believe you have been or are about to be, discriminated against
or otherwise harmed by the kinds of discriminatory acts which are
prohibited by law, you have a right, within 1 year after the discrimi-
nation occurred to:
1. Complain to the Secretary of HUD by filing this form by mail or
in person. HUD will investigate. If it finds the complaint is covered
by the law and is justified, it will try to end the discrimination by
conciliation. If conciliation fails, other steps will be taken to
enforce the law. In cases where State or local laws give the same
rights as the Federal Fair Housing Law, HUD must first ask the
State or local agency to try to resolve the problem.
2. Go directly to Court even if you have not filed a complaint with
the Secretary. The Court may sometimes be able to give quicker,
more effective, relief than conciliation can provide and may also,
in certain cases, appoint an attorney for you (without cost).
You Should Also Report All Information about violations of the
Fair Housing Act to HUD even though you don't intend to complain
or go to court yourself.
Additional Details. If you wish to explain in detail in an attach-
ment what happened, you should consider the following:
1. If you fee that others were treated differently from you, please
explain the facts and circumstances.
2. If there were witnesses or others who know what happened,
give their names, addresses, and telephone numbers.
3. If you have made this complaint to other government agencies
or to the courts, state when and where and explain what
happened.
Racial/Ethnic Categories
1. White (Non Hispanic)—A person having origins in any of the
original peoples of Europe, North Africa, or the Middle East.
2. Black (Non Hispanic)—A person having origins in any of the
black racial groups of Africa.
3. Hispanic—A person of Mexican, Puerto Rican, Cuban, Central or
South American or other Spanish Culture or origin, regardless of
race.
4. American Indian or Alaskan Native—A person having origins in
any of the original peoples of North America, and who maintains,
cultural identification through tribal affiliation or community recog-
nition.
5. Asian or Pacific Islander—A person having origins in any of the
original peoples of the Far East, Southeast Asia, the Indian
Subcontinent, or the Pacific Islands. This area includes, for
example, China, Japan, Korea, the Philippine Islands, and Sa-
moa.
You can obtain assistance (a) in learning about the Fair Housing Act,
or (b) in filing a complaint at the HUD Regional Offices listed below:
For Connecticut, Maine, Massachusetts, New Hampshire,
Rhode Island, and Vermont:
NEW ENGLAND OFFICE
Fair Housing Enforcement Center
U.S. Department of Housing and Urban Development
Thomas P. O’Neill, Jr. Federal Building
10 Causeway Street, Room 321
Boston, MA 02222-1092
Telephone (617) 994-8300 or 1-800-827-5005
Fax (617) 565-7313 • TTY (617) 565-5453
For New Jersey and New York
Fair Housing Enforcement Center
U.S. Department of Housing and Urban Development
26 Federal Plaza, Room 3532
New York, NY 10278-0068
Telephone (212) 264-1290 or 1-800-496-4294
Fax (212) 264-9829 • TTY (212) 264-0927
For Delaware, District of Columbia, Maryland, Pennsylvania,
Virginia, and West Virginia
MID-ATLANTIC OFFICE
Fair Housing Enforcement Center
U.S. Department of Housing and Urban Development
The Wanamaker Building
100 Penn Square East
Philadelphia, PA 19107-9344
Telephone (215) 656-0662 or 1-888-799-2085
Fax (215) 656-3419 • TTY (215) 656-3450