Handbook for Rering Ocials
The handbook has been prepared for the benet of rering
employees. The book is not intended to be a substute for bank
circular instrucons. For any doubt, readers are advised to refer
to bank circular for claricaon.
Dear Colleagues,
I am immensely happy to introduce the ‘Handbook for Rering ocials’
which I am sure will be of great help to you. The booklet is designed in such
a way as to guide you step by step in planning your superannuaon. Besides
providing informaon on what is required to be done for selement of
your rerement benets in mely manner, it also gives you a glimpse of the
benets available to a reree.
The booklet contains very useful informaon for the rerees as regards various
facilies made available to them through HRMS. Besides the informaon
on Pension, Provident Fund, Gratuity, EMWS and REMBS, the booklet also
contains the list of Holiday Homes and Diagnosc Centers under e up etc.
It is proposed to update the booklet on ongoing basis and make it accessible
to rerees on the pensioners’ portal for ready reference.
I place on record my sincere appreciaon to Shri. K. T. Ajit, CGM(HR), Shri.
Somnath Adhya, Dy. General Manager (PM &PPG) & Shri. C. P. Mulye,
Chief Manager (S), PPG Department, Corporate Centre, Mumbai for having
performed a commendable task in the compilaon of this booklet in the
service of the elder’s fraternity.
I have great pleasure in releasing this handbook and trust you shall nd it
useful.
With warm regards
01
Provident Fund
1
02 Gratuity
2
03
Pension
4
04 Commutaon of Pension
6
05 Table of commutaon factors
7
06 Dearness Relief Payable to Bank’s Pensioners
9
07 Overdue Interest on Pension, Gratuity and Provident Fund
11
08 Standard Operang Procedure for payment of Family Pension
13
09 SBI Employees Mutual Welfare Scheme
19
10
Leave Encashment
19
11 Retenon of Accommodaon, Car & Telephone aer rerement 20
12
Travelling Expenses on rerement
20
13 Retenon of Furniture/Fixture aer rerement 20
14 Retenon of Mobile Handset 20
15 Retenon of Laptop 21
16 Retenon of I Pad 21
17 Availing LFC / HTC aer rerement 21
18
Payment of 1% addional rate of interest on deposit
21
19
Connuance of Sta Housing Loan aer rerement
21
20
Connuance of Sta Vehicle Loan aer rerement
21
21 Presentaon of Memento 22
22
Availing Holiday Home, Transit House & Vising Ocers’ at
22
23 Transion to Rerement Programme for TEGS-VI & above 22
24 Permission for Employment aer rerement 22
25
Pensioner’s Identy Card
22
26 Pension Slip & Investment Declaraon 23
27
Medical facilies at Bank’s Dispensaries
23
28 Entertainment Facilies 23
29
Canteen Facilies
23
30 Mobile No., Email ID and HRMS login aer rerement 23
31 Admissibility of superannuaon benets to VRS optees 24
32 Grievance Redressal and Sanjeevani 25
33 Extending legal & nancial support to rered employees/ocers 26
34 Pensioners’ Portal 26
35 Submission of Life Cercate 26
36 Assistance to Rered Employees in case of Crical Illness 27
37 SBI Scheme for Compassionate Appointment in exceponal circumstances 31
38 Group Life Insurance - Sampoorna Suraksha 32
39 Voluntary Life Insurance - Swarna Ganga 32
40 Rered Employees Medical Benet Scheme - REMBS 33
41 Table of Eligibility for terminal benets 59
42 Applicaon for rerement
63
43 Applicaon for Refund of Provident Fund Balance on rerement
64
44 Applicaon for Payment of Gratuity
65
45 Applicaon for Payment of Pension
66
46 Money Receipt of Provident Fund
67
47 Money Receipt of Gratuity
68
48
Applicaon for Leave Encashment
69
49
Mandate for Keeping proceeds of Leave Encashment
70
50 Declaraon of Family Members
71
51 Declaraon of Loans & Advances
72
52
Applicaon for Pensioner’s Identy Card
73
53 Applicaon for Refund under SBI-EMWS
75
54 Life Cercate format
76
55 Applicaon To Be Submied By The Rered Ocial Seeking Permission
Taking Up Employment Aer Rerement Without Prejudice To Pension
77
56 List of Diagnosc Centers Empaneled with Bank 79
57 Details of Holiday Homes 88
58 To do list before rerement 96
1
When a member resigns or reres from service of the Bank he shall, if he has served
the Bank for a period of ve years or more, be entled to receive the balance
(Member’s Contribuon + Bank’s Contribuons) at his credit in the Provident Fund.
When to apply : Within 3 months before rerement date.
How to apply : Member should apply through HRMS portal as under:
• Log on to HRMS portal
• Go to Employee Self Service -> PPFG -> Full &
Final Selement ->Fill up the Form ->Submit the
form
• Print the submied form
Submit following (duly signed) forms to Salary Disbursing Authority:
i. Printed copy of the applicaon submied through HRMS
ii. C.O.S. 448 (Annex-5)
iii. Parcular of loans (Annex-10)
• First Level Recommendaon in HRMS is accorded by the Branch Manager /
OAD AGM
• Then the proposal is sent to RBO – Admin Oce – for checking the
correctness of the data – especially leave on loss of pay, if any, aecng the
payment of Provident Fund.
• RBO sends the proposal to Admin Oce and Admin Oce, aer scruny
sends the same to PPG Department, Local Head Oce.
• At PPG Department, Local Head Oce, consolidated statement of PF Refund
Proposals is generated and Second Level Recommendaon is accorded by
AGM PPG. The consolidated statement duly signed by AGM (PPG), DGM &
CDO and CGM of the Circle & is sent to PPG Department, Corporate Centre.
• At Corporate Centre, PPG Department, Circle-wise summary is prepared
and submied for sancon of Trustees. On sancon, third level approval is
accorded in HRMS.
• On approval at Corporate Centre the amount of Refund is credited to the
BGL account of the Branch / Oce where the reree was last posted and
2
Branch Manager aer recovering dues/loans outstanding, if any, credits the
amount to the reree’s account.
• If you have Overdra sanconed in Current Account, please arrange to
cancel the limit else even if the Overdra Balance is NIL, the full amount of
PF will not be released.
An employee who has put in a minimum of 5 years service is eligible for payment of
gratuity under the Payment of Gratuity Act, 1972. The amount will be payable @ 15
days wages for each completed year of service on the basis of 26 working days in a
month, subject to a ceiling of Rs.20 lacs w.e.f. 29.03.2018.
For the purpose of Gratuity, wages include the following:
Wages = Basic Pay + D.A. + Personal Allowance + Acng
Allowance + Fixed Personal Allowance (FPA) + Professional Qualicaon Pay
(PQA)
Wages = Basic Pay + D.A. + FPA + PQA
Formula for calculaon of Gratuity:
Wages x 15 x No. of completed years of service / 26
Example: Name - MR. AJIT KUMAR
Total Service (for Gratuity Calculaon): 30 years.
Gratuity Payable= (99,340.09 x 15 X 33)/26 = 49173344.55/26 = Rs. 18,91,282/-
Maximum amount of Gratuity Payable = Rs. 20,00,000/- (Rupees twenty lacs only)
When to apply : Within 3 months before rerement date.
:
Log on to HRMS portal
Go to Employee Self Service -> HR Iniaves -> PPFG ->
Apply Gratuity Payment Request ->Submit the form
Take out the print by clicking on the ‘Print’ buon & submit
(duly signed & witnessed) forms to Salary Disbursing
Authority.
• First Level Recommendaon in HRMS is accorded by the Branch Manager /
AGM, OAD
• Then the proposal is sent to RBO / Admin Oce – for checking the correctness
of the data – especially leave on loss of pay, if any, aecng the payment of
Gratuity.
3
• RBO sends the proposal to Admin Oce and Admin Oce aer scruny
sends the same to PPG Department, Local Head Oce.
• At LHO, AGM PPG is the sanconing authority for Award Sta. For Supervising
Sta, DGM and CDO of the Circle is authority to sancon. At Corporate
Centre, AGM (OAD) is the sanconing authority for Award Sta and DGM
(PM & PPG) is the sanconing authority for Ocers.
• On approval at Corporate Centre / LHO, the amount of Gratuity is credited to
the BGL account of the Branch and Branch Manager aer recovering dues/
loans outstanding, if any, credits the amount to the reree’s account.
Date of Birth 15.01.1960
Date of Joining 02.08.1984
Date of Conrmaon 02.02.1985
Date of Rerement 31.01.2020
Eligible Service Yrs Months Days
Total Service 35 5 0
Temporary Service 0 0 0
Suspension Period 0 0 0
EOL Not counted for service 0 0 0
Eligible Service 35 6 0
Basic Salary 60820
D.A. 44812
PQA 1680
Increamental FPP 1650
Special Pay 0
Acng Allowance 0
Total Wages 108962
Gratuity Under Act. 35*15/26*108932
Gratuity Calculaon
One Months Pay * 15 962250 64150*15
Pay * Years (15 To 30)/4
Pay * Years (Above >30 )/2 160375 64150*5/2
Award / Service / Comp. 1122625 1122625
Maximum Payable 2000000
4
When to apply: Within 3 months before rerement date.
How to apply Log on to HRMS portal
• Go to Self Service -> HR Iniaves -> PF/Pension/Gratuity -> Apply Pension
Proposal Request -> Fill up the necessary details -> Click on ‘submit’ buon.
• Click on the ‘Print’ buon -> four copies will be printed along with the
forwarding leer.
• Put signature on all the copies in original, ax joint photographs (self-
aested) and submit to Branch Head / OAD.
• Status can be viewed in the HRMS portal
1. A member of the State Bank of India Employees’ Pension Fund shall be
entled for pension under Rule 22 (i) while rering from the Bank’s service:
a. Aer having completed 20 years’ pensionable service provided
that he has aained the age of 50 years; or
b. If he is in the service of the Bank on or aer 01.11.1993 aer
having completed 10 years pensionable service provided that he
has aained the age of 58 years. Further, if he is in the service of
the Bank on or aer 22.05.1998, aer having completed 10 years’
pensionable service provided that he has aained the age of 60
years.
c. Aer having completed 20 years’ pensionable service irrespecve
of the age he shall have aained, if he shall sasfy the Authority
Competent to sancon his rerement by subming approved
medical cercate that he is incapacitated for further acve
service.
d. Aer having completed 20 years pensionable service, irrespecve
of age he shall have aained, at his request in wring, if accepted
by the Competent Authority with eect from 20th September
1986.
e. Aer having completed 25 years’ pensionable service.
5
The maximum amount of pension for members of the Fund eligible for pension, who
rered / rere while in service or otherwise cease to be in employment on or aer
01.11.2012, shall be computed as under:
PENSION CALCULATION FORMULA:
(a) No. of years
pensionable service
X Average substanve salary drawn during the last
12 months’ pensionable Service (not to be rounded o)
60
(b) (i). Where the average of monthly substanve salary drawn during the last 12
months’ pensionable service is upto Rs. 51,490/- p.m.:
50% of the average of monthly substanve salary drawn during the last 12
months’ pensionable service + ½ of PQP + 1/2 of incremental component of
FPP, wherever applicable.
(ii). Where the average of monthly substanve salary drawn during the last 12
months’ pensionable service is above Rs. 51,490/- p.m.:
40% of the average of monthly substanve salary drawn during the last 12
months’ pensionable service subject to minimum of Rs. 25,745/- + ½ of PQP
+ ½ of incremental component of FPP, wherever applicable.
In the case of (b)(i) : Lower of (a) and (b)(i) will be the Basic Pension.
In the case of (b)(ii) : Lower of (a) and (b)(ii) will be the Basic Pension.
Example:
Name - MR. AJIT KUMAR (Date of Birth: 14.07.1960)
(a) (Rs. 66,070 +1,990+1,680= 69,740) x 366 months/720 months = Rs. 35,451/-
(b) (i) (40% of Rs. 66,070) = Rs. 26,428 +
(ii) (1/2 of incremental component of FPA (1,990/-) = Rs. 995.00) +
(iii) (1/2 of PQA (Rs. 1680/-) = Rs. 840.00
Total: Rs. 28,263/-
Basic Pension = Lower of (a) and (b)= Rs. 28,263.
(iv) Dearness Relief (75.90% as on 29/02/2020) (+) Rs. 21,451
Total Pension (without commutaon) = Rs. 49,714
Dearness Relief on the Basic Pension is payable on the basis of quarterly
average of the All India Consumer Price Index gures for Industrial workers
(base 1960=100).
Circulars on Dearness Relief are issued by Corporate Centre on half yearly basis in the
month of February and August every year as per the guidelines prescribed by IBA.
6
Rerees on or aer 01.01.1986 are eligible for commutaon of pension up to 1/3rd
of their Basic Pension. Request for commutaon may be submied by the rered
employee within one year of the date of rerement. However, if he applies for
commutaon aer one year from the date of rerement the amount of commutaon
is payable only aer he has been medically examined by the Medical Ocer
designated by the Bank.
Commutaon factor is arrived at depending upon the age of the pensioner as on his
next birthday. If a member reres at the age of 60 years, for commutaon, factor will
be taken into account applicable for the age of 61 years, which is 6.60.
Formula for Commutaon:
1/3rd of Basic Pension x Commutaon Factor as on next Birthday x 12
Example:
In the above example Basic Pension : Rs. 28,263.00
1/3rd of Basic Pension = 9421
Age on next Birthday = 61 years (Commutaon Factor = 6.60) Total Commutaon=
9421 x 6.60 x 12 = Rs. 746143.00
Total monthly pension aer commutaon will be Rs. 49,714 – Rs. 9,421 = Rs. 40,543/-
• Commuted poron of pension will be recovered from monthly pension over a
period of 15 years from the date of commutaon.
• Commuted poron of pension will be restored aer the expiry of a period of 15
years from the date of commutaon.
• No Medical examinaon is required if the pensioner opts for commutaon within
one year of his rerement.
• An employee is empowered to revoke his opon for commutaon any day up
to the date of rerement. However, aer the date of rerement, revocaon of
opon for commutaon is not possible.
7
21 17.62 54 08.82
22 17.46 55 08.50
23 17.29 56 08.17
24 17.11 57 07.85
25 16.92 58 07.53
26 16.72 59 07.22
27 16.52 60 06.91
28 16.31 61 06.60
29 16.09 62 06.30
30 15.87 63 06.01
31 15.64 64 05.72
32 15.40 65 05.44
33 15.15 66 05.17
34 14.90 67 04.90
35 14.64 68 04.65
36 14.37 69 04.40
37 14.10 70 04.17
38 13.82 71 03.94
39 13.54 72 03.72
40 13.25 73 03.52
41 12.95 74 03.32
42 12.66 75 03.13
43 12.35 76 02.94
44 12.05 77 02.75
45 11.73 78 02.56
46 11.42 79 02.38
47 11.10 80 02.20
48 10.78 81 02.02
49 10.46 82 01.84
50 10.13 83 01.67
51 09.81 84 01.50
52 09.48 85 01.33
53 09.15
8
17 19.28 52 12.66
18 19.20 53 12.35
19 19.11 54 12.05
20 19.01 55 11.73
21 18.91 56 11.42
22 18.81 57 11.10
23 18.70 58 10.78
24 18.59 59 10.46
25 18.47 60 10.13
26 18.34 61 9.81
27 18.21 62 9.48
28 18.07 63 9.15
29 17.93 64 8.82
30 17.78 65 8.50
31 17.62 66 8.17
32 17.46 67 7.85
33 17.29 68 7.53
34 17.11 69 7.22
35 16.92 70 6.91
36 16.72 71 6.60
37 16.52 72 6.30
38 16.31 73 6.01
39 16.09 74 5.72
40 15.87 75 5.44
41 15.64 76 5.17
42 15.40 77 4.90
43 15.15 78 4.65
44 14.90 79 4.40
45 14.64 80 4.17
46 14.37 81 3.94
47 14.10 82 3.72
48 13.82 83 3.52
49 13.54 84 3.32
50 13.25 85 3.13
51 12.95
9
RATES OF DEARNESS RELIEF PAYABLE TO PENSIONERS WHO RETIRED
A) PRIOR TO 1.11.1987 AND
B) BETWEEN 1.11.1987 AND 31.10.1992 / 30.06.1993
Sr.
No.
Basic Pension + F.D.R.
(as applicable)
Dearness Relief for the months February
2020 to July 2020
(Average Index – 7479) (Slabs – 1719)
i) Upto Rs. 1250.00 1151.73% of aggregate of Basic Pension &
F.D.R.
ii) Rs. 1251.00 to Rs. 2000.00 Rs. 14,396.62 + 945.45% of aggregate of Basic
Pension & F.D.R in excess of Rs. 1250.00.
iii) Rs. 2001.00 to Rs. 2130.00 Rs 21,487.49 + 567.27% of aggregate of Basic
Pension & F.D.R in excess of Rs. 2000.00.
iv) Above Rs. 2130.00 Rs. 22,224.94 + 292.23% of aggregate of Basic
Pension & F.D.R in excess of Rs. 2130.00.
DEARNESS RELIEF PAYABLE TO PENSIONERS
WHO RETIRED ON OR AFTER 1.11.1992 / 1.7.1993 UP TO 31.10.1997 / 31.03.1998
Sr.
No.
Basic Pension Dearness Relief for the months February 2020
to July 2020
(Average Index – 7479) (Slabs – 1582)
i) Upto Rs. 2400.00 553.70% of Basic Pension.
ii) Rs. 2401.00 to Rs. 3850.00 Rs. 13,288.80 + 458.78% of Basic Pension in
excess of Rs. 2400.00
iii) Rs. 3851.00 to Rs. 4100.00 Rs. 19,941.11 + 268.94% of Basic Pension in
excess of Rs. 3850.00
iv) Above Rs. 4100.00 Rs. 20,613.46 + 142.38% of Basic Pension in
excess of Rs. 4100.00
10
DEARNESS RELIEF PAYABLE TO PENSIONERS WHO RETIRED
ON OR AFTER 1.11.1997 / 1.4.1998 UPTO 31.10.2002
Sr.
No.
Basic Pension Dearness Relief for the months
February 2020 to July 2020
(Average Index – 7479) (Slabs – 1448)
i) Upto Rs. 3550.00 347.52%
ii) Rs. 3551.00 to Rs. 5650.00 Rs. 12,336.96 + 289.60% of Basic Pension in
excess of Rs. 3550.00
iii) Rs. 5651.00 to Rs. 6010.00 Rs. 18,418.56 + 173.76% of Basic Pension in
excess of Rs. 5650.00
iv) Above Rs. 6010.00 Rs. 19,044.09 + 86.88% of Basic Pension in
excess of Rs. 6010.00
DEARNESS RELIEF TO PENSIONERS WHO RETIRED
ON OR AFTER 1.11.2002 UP TO 31.10.2007
Average Index (CPI) for quarter ended December 2019 7479
No. of Slabs 1297
Rate of dearness relief on pension for the months February 2020
to July 2020
233.46%
(ignore decimals from 3
rd
place onwards)
DEARNESS RELIEF TO PENSIONERS WHO RETIRED
ON OR AFTER 1.11.2007 UPTO 31.10.2012
Average Index (CPI) for quarter ended December 2019 7479
No. of Slabs 1160
Rate of dearness relief on pension for the months February 2020
to July 2020
174.00%
(ignore decimals from 3
rd
place onwards)
DEARNESS RELIEF TO PENSIONERS WHO RETIRED
ON OR AFTER 1.11.2012
Average Index (CPI) for quarter ended December 2019 7479
No. of Slabs 759
Rate of dearness relief on pension for the months February 2020
to July 2020
75.90%
(ignore decimals from 3
rd
place onwards)
11
Dearness Relief for Family Pensioners who died or rered
(a) before 1.11.1992 / 1.7.1993
(b) on or aer 1.11.1992 / 1.7.1993 but before 1.11.1997 / 1.4.1998
(c) on or aer 1.11.1997 / 1.4.1998 but before 01.11.2002
(d) on or aer 1.11.2002 but before 1.11.2007 and
(e) on or aer 1.11.2007 but before 1.11.2012
(f) on or aer 1.11.2012
will be paid as per the tables given for the pensioners.
• Overdue interest or payment of interest on delayed selement of superannuaon
benets is payable only when delay is on the part of the Bank. However, where
the delay is aributed to administrave reasons, the request for overdue interest
should be considered and recommended on merits of each case. The Circle
may submit their recommendaons for payment of interest with full details of
the case and along with their specic comments on sta lapses (if any) to the
Dy General Manager, PPG department at Corporate Centre who shall obtain
sancon from the appropriate Authority. The period of delay will be from the
date it is due or the date of order by the Appropriate authority to the preceding
date of actual payment of pension to the pensioner. The rate of interest will be
same as applicable to the Provident Fund for respecve periods vide Corporate
Centre Circular NoPA/CIR/83 dated 16
th
May 1986.
• Overdue interest on delayed payment of P.F. is calculated at the interest on
SB Account if the reason is aributable to the employee and fund was laying
with the Bank. However, if the delay is aributed to the Bank then the overdue
interest is payable to the reree at the exisng P.F. interest rate.
• Payment of Gratuity is to be seled within 30 days from the date of rerement.
However, if it is delayed for more than 30 days overdue interest is payable from
the date of rerement at the rate 10%.
12
The delegaon of discreonary powers for sancon of interest on delayed payment
of pension upto Rs.5000/- is as below:
For Circles CGM of the Circle
For Corporate Centre, Mumbai General Manager (Corporate Services)
For other Corporate Centre
establishment at Mumbai
An authority not below the rank of TEG Scale
VII (GM). Where the incumbency is below
the rank of GM, the GM (CS) at State Bank
Bhavan.
For Corporate Centre establishments
located outside Mumbai
An authority not below the rank of TEG Scale
VII posted at the relave establishment, who
processes the pension proposals.
For Ocers on deputaon to
subsidiaries like SBI Caps, SBI Fund
Mgmt. Etc. and other Organisaons/
other Banks located in Mumbai
General Manager (Corporate Services),
Corporate Centre.
For Ocers on deputaon to
subsidiaries like SBI Caps, SBI Fund
Mgmt. Etc. and other Organisaons/
other Banks located outside Mumbai
CGM of the Circle, where oce of the
Subsidiary/Organisaon/other Banks is
located.
The CGM (HR) at Corporate Centre will sancon proposals for payment of interest
beyond Rs.5000/-. All the Circles are required to submit a report to the DGM (PPG)
at Corporate Centre on the number of cases and amount of interest paid to the ex-
employees at quarterly intervals, which will be controlled by the DMD (HR) & CDO
at Corporate Centre vide Corporate Centre leer No. CDO/PPG/BHD/169 dated the
31
st
May, 2006.
Rering SBI employees are not required to open a separate SB/CA for the purpose of
geng pension. Pension can be credited to the exisng sta SB/CA of the pensioner.
On death of the sta pensioner, the family pensioner need not open a new SB/CA for
the purpose of geng family pension. Family pension can be credited to the exisng
joint SB/CA of sta pensioner with ‘E or S’ facility.
13
Procedure required to be followed for sanconing/payment of family pension for
the employees who died in service.
PPG Department at Circles and Oce Administraon Departments at
Administrave Oces are responsible for processing and selement of Family
Pension of those employees who die while in service.
i) Spouse of the employee, if the member dies during service aer pung in a
minimum of one-year pensionable service.
ii) Eligible only if the deceased employee is / was eligible to become a member of a
pension fund. If the employee was not eligible / deprived of pension benets or
is a member of NPS, then his family will not get benets under this scheme.
iii) Family pension is payable: -
(a) To widow / widower up to her / his death or remarriage whichever is earlier.
(b) Failing (a) above, to the eldest surviving children in order of their birth up to
the age of 25 years or he/she is gainfully employed whichever is earlier.
(c) In case the beneciary is an unmarried daughter, unl she aains 25 years
of age or is married or is gainfully employed whichever occurs rst.
(d) This process will connue ll the last beneciary aains the age of 25 years
or is gainfully employed or married in case of daughter, whichever is earlier.
(e) Fresh sancon should be obtained in respect of every beneciary as and
when there is change of beneciary as above, where simultaneous sancon
of family pension was not obtained along with sancon of pension as per
new instrucons.
(f) In case of twin children, family pension will be payable to both in the
proporon of 50:50.
(g) Family pension will be payable even if the widow/widower is working in the
Bank on compassionate grounds.
(h) If the pensioner leaves two legally wedded wives, the family pension is
payable to both the wives in equal proporons.
14
(i) The family pension shall be payable to such son or daughter for life if he/she
is physically crippled or disabled so as to render him or her unable to earn
a living even aer aaining the age of 25 years. Only that disability, which
manifests itself in the child before rerement or death of the employee
while in service, shall be taken into account.
Vide cicular no. CDO/P7HRD-PM/83/2012-13 dated March 04,2013 vide Cicular No.
CDO/P7HRD-PM/83/2012-13 dated March 04,2013 Family Pension will be paid to the
deceased ex-servicemen employees / pensioners of the Bank who are also drawing
family pension from the Government. The revised instrucons will be eecve from
24
th
September,2012 and thereaer. The benets of these provisions shall be allowed
to past cases and the nancial benet shall be granted from 24
th
September, 2012.
Vide Circular No. : CDO/P&HRD-PM/87/2014 - 15, March 04,2015. Family pension is
payable to the parents who were wholly dependent upon the employee when he/
she was alive provided the deceased employee has le behind neither a widow nor a
child. Among the parents, mother will have precedence over father.
1. Obtain the death cercate of the deceased and PAN card, Aadhar Card, Account
number of family pensioner.
2. Ocer from Branch has to update date of death in HRMS to stop the monthly
salary and for running separaon acon in HRMS.
3. On behalf of the employee who has died, some funconary from Branch /
Department has to apply in HRMS- MSS (Manager Self Services) and ocial has
to approve the same – First Level Recommendaon.
4. Four copies of the proposals are then sent to RBO and Admin Oces for scruny
and to check the extra ordinary leave not counng for service, if any.
5. Then three copies are forwarded to PPG Department, Local Head Oce. At LHO
it is scrunized again and approved in HRMS – Second Level Recommendaon
6. LHO PPG prepares a Consolidated Statement of proposal through HRMS for
sancon of Trustees at PPG department, Corporate Centre.
15
7. Consolidated Statement of Proposal for sancon of family pension is duly
approved by Execuve Trustee. (Tracking mechanism is available in HRMS under
PF/Pension/Gratuity as ‘Dashboard for Death Cases’).
8. Then it is approved at PPG department, Corporate Centre – in HRMS as nal
Approval
9. HRMS calculates the amount of family pension ll date from the date of death of
an employee. Branch has to rst recover the salary paid aer the date of death
and then only family pension is credited to the account of the family pensioner.
10. If the family pension is recommended to a beneciary other than the spouse,
it should be ensured by the Branch Manager that either the spouse who was
drawing family pension has died or he/she has pre-deceased the pensioner/
employee or has remarried. Hence in such a case either the spouse should
declare having re-married or his/her death cercate should be forwarded with
the family pension proposal.
On scruny of the applicaons submied by Circles for sancon of family pension it
is observed that in a few cases Death Cercates are omied to be enclosed to the
applicaon. Further, the death cercates in many cases are issued in the regional/
local language. As it is extremely dicult to decipher the informaon furnished on
such Death Cercates, vital informaon, such as Date of Death, Name of Deceased
etc. be translated into either English or Hindi before submission to Corporate Centre
for obtaining sancon of family pension from the Trustees (Corporate Centre leer
No PPG/KPE/3828 dated 30th October 1993).
A. On the death of an employee, an ocer of Sta Cell / Branch should be deputed
to call on the legal heirs of the deceased employee as early as possible to guide
and help them in compleon of necessary papers/formalies relang to release
of terminal benets to be submied by them.
B. The informaon of death of an employee should, however, be sent to PPG
Department without loss of me, so that the original nominaon registered with
Central Accounts Oce, Kolkata may be called for well in me.
1. Government of India vide their leer No. 4/8/6/2006-IR dated 7th December,2007
advised that family pension in SBI may be revised in line with the Family Pension
Scheme in the Naonalized Bank.
The Central Board in its meeng held on 29th December, 2007 approved
Revision in Family Pension in our Bank on the same lines as that applicable
in the Naonalized Banks and as menoned in the approval accorded by the
Government of India. The revised rates are eecve from 1st May, 2005. The
16
Revised Family Pension should be approved by the Trustees’ for individual cases
vide Corporate Centre Circular No. CDO/P&HRD/PM/62/2007-08 dated 28th
January,2008.
For Ocers : Basic Pay + PQP + FPP
For Award Sta :Basic Pay + PQP + FPP + SPL. Pay
The family pension is revised w.e.f. 01.05.2005
Those who died or rered before 01.11.1993:
Substanve Salary Per Month Rates of Family Pension Per Month
Rs. 1500.00 and below 30% of the substanve salary subject to minimum
of Rs.375.00 p.m.
Rs.1501.00 to Rs.3000.00 20% of the substanve salary subject to a
minimum of Rs.450.00 p.m.
Above Rs.3000.00 15% of the substanve salary subject to a
minimum of Rs.600.00 p.m. and maximum of
Rs.1250.00 p.m.
In respect of employees who rered/died on or aer 01.11.1993 but before
01.04.1998:
Substanve Salary Per Month Rates of Family Pension Per Month
Rs.2870.00 and below 30% of the substanve salary subject to minimum
of Rs.720.00 p.m.
Rs.2871.00 to Rs.5740.00 20% of the substanve salary subject to a
minimum of Rs.860.00 p.m.
Above Rs.5740.00 15% of the substanve salary subject to a
minimum of Rs.1150.00 p.m. and maximum of
Rs.2400.00 p.m.
Those who rered/died on or aer 01.04.1998but before 31.10.2002
Substanve Salary Per Month Rates of Family Pension Per Month
Rs.4210.00 and below 30% of the substanve salary subject to minimum
of Rs.1056.00 p.m.
Rs.4210.00 to Rs.8420.00 20% of the substanve salary subject to a
minimum of Rs.1262.00 p.m.
Above Rs.8420.00 15% of the substanve salary subject to a
minimum of Rs.1687.00 p.m. and maximum of
Rs.3521.00 p.m.
17
Those who rered/died on or aer 01.11.2002 but before 31.10.2007
Substanve Salary Per Month Rates of Family Pension Per Month
Rs.5720.00 and below 30% of the substanve salary subject to
minimum of Rs.1435.00 p.m.
Rs.5720.00 to Rs.11440.00 20% of the substanve salary subject to a
minimum of Rs.1715.00 p.m.
Above Rs.11440.00 15% of the substanve salary subject to a
minimum of Rs.2292.00 p.m. and maximum of
Rs.4784.00 p.m.
Those who rered/died on or aer 01.11.2007 but before 31.10.2012:
Substanve Salary Per Month Rates of Family Pension Per Month
Rs.7090.00 and below 30% of the substanve salary subject to minimum
of Rs.1799.00 p.m.
Rs.7091.00 to Rs.14180.00 20% of the substanve salary subject to a
minimum of Rs.2186.00 p.m.
Above Rs.14181.00 15% of the substanve salary subject to a
minimum of Rs.2841.00 p.m. and maximum of
Rs.5930.00 p.m.
Those who rered/died on or aer 01.11.2012:
Substanve Salary Per Month Rates of Family Pension Per Month
Rs.11100.00 and below 30% of the substanve salary subject to minimum
of Rs.2785.00 p.m.
Rs.11101.00 to Rs.22200.00 20% of the substanve salary subject to a
minimum of Rs.3422.00 p.m.
Above Rs.22200.00 15% of the substanve salary subject to a
minimum of Rs.4448.00 p.m. and maximum of
Rs.9284.00 p.m.
NOTE: - In the case of part me employees, the minimum and maximum amount
of family pension shall be in proporon to the rate of scale wages drawn by the
employee.
a) The words “gainfully employed” shall mean that he/she is either self-employed
or is otherwise employed and is earning from such employment an income
more than the amount of family pension to which he/she is entled. Where the
earning is less than the entled family pension, the amount of family pension
will be payable but be reduced by the amount of such income.
18
b) In case where the employee leaves behind him more than one wife, if the personal
law applicable to such an employee permits such marriage, family pension shall
be payable to the widows in equal proporon. In the event of remarriage or
death of one widow, her share of the family pension shall be payable to her
surviving son or unmarried daughter as the case may be for such period as he or
she is eligible in terms of para 1(iii) above.
c) In the case of minor child, the family pension shall be payable through the natural
guardian, unl he or she aains legal majority.
d) The substanve salary for the purpose of Family Pension shall mean the average
substanve salary drawn during the last 12 months pensionable service as taken
for calculaon of pension.
e) In the event of the eldest eligible child, who is entled to family pension, becoming
ineligible thereto aer 25 years of age or on being employed or married (in case
of daughter), as the case may be, the family pension shall become payable to the
next child in line of eligibility under the scheme.
f) In no case the amount of family pension determined shall exceed the pension
drawn by the pensioner vide CDO/PPG/CPM/711 dated 29th November, 2008.
g) Cercate of re-marriage/unemployment and a Life Cercate should be
obtained by the Branch Manager from family pensioner annually in the month of
November each year.
h) In case the Life cercate, or other required Cercates to be submied annually
in the month of November are not forthcoming before February next year, the
amount of family pension should not be credited the Savings Bank Account and
beneciary advised accordingly. The payments may be restored only on receipt
of the required cercates.
i) In case of both natural guardians, i.e. father as well as mother, have expired
and the beneciary child is minor, either the guardian will have to be appointed
by the competent Court or the minor will have to wait ll he/she aains legal
majority, for claiming Family Pension.
j) Step-mother or father cannot be construed to be a natural guardian of the minor
child.
k) If both the family pensions are payable to the eligible child then the aggregate
amount of two pensions shall be limited to the corresponding maximum ceiling
of family pension payable in respect of any of the parents, whichever is higher,
for the specied period as per biparte selement Circular No. CDO/P&HRD-
PM/82/2012-13 dated March 04, 2013.
19
The following benets are available to the rered employees and their spouse who
are the members of SBI Employees’ Mutual Welfare Scheme:
(i) Full refund of contribuons at the me of rerement without interest.
(ii) Medical Benets are payable as under:
Unit 90% of cost of
Hospitalizaon
subject to life me
limit of (Rs.)
Serious / special
diseases with
or without
hospitalizaon
subject to life me
limit of (Rs.)
General diseases
life long as per
column (c) within
nancial limit of
(Rs.)
Rs. 20/- 6,000/- 6,000/- 500/- per year
Rs. 40/- 15,000/- 15,000/- 1,000/- per year
Rs. 60/- 22,500/- 22,500/- 1,500/- per year
Rs. 80/- 30,000/- 30,000/- 2,000/- per year
(iv) One-me Lumpsum payment on death of member during service or aer
rerement; and
(v) Payment of Monthly Financial Relief on death of member during service or aer
rerement as under:
Unit One-me lumpsum payment Monthly Financial Relief
Rs. 20/- 10,000/- 200/- p.m.
Rs. 40/- 10,000/- 250/- p.m.
Rs. 60/- 15,000/- 375/- p.m.
Rs. 80/- 20,000/- 500/- p.m.
Ø One-me Lumpsum payment is made to spouse and to nominees / legal
heirs (if the member is unmarried)
Ø Monthly Financial Relief is given to spouse and to nominees / legal heirs (if
the member is unmarried) lifeme.
Ø For geng refund - applicaon is to be submied as per the specimen in
(Annex-13)
Rerees are eligible for encashment of Privilege Leave upto a maximum of 240 days
against available leave balance on the date of rerement (IT exempon available
upto Rs. 3.00 lac).
20
When to apply Within 3 months before rerement date.
How to apply Submit the following forms to the Salary Disbursing Authority:
i. Applicaon as per specimen in Annex-7.
ii. Mandate as per Annex-8.
Ø Ocers may retain the accommodaon (including designated house), telephone
and car upto the maximum period of 2 months from the date of normal
rerement without any approval.
Voluntary Rerement 1 month from the date of Voluntary Rerement
(with or without re-employment)
Resignaon from service 15 days from the date of resignaon.
Dismissal: Removal from
service
15 days from the date of receipt of order of
dismissal / removal from service.
An ocer is eligible to claim travelling allowance, baggage and other expenses for
himself / herself and his / her family as on transfer from the last staon at which he
/ she is posted to the place where he / she proposes to sele down on rerement.
The period of extension sought for in availing the facility of travelling allowance aer
rerement must not exceed the period for which residenal accommodaon has
been allowed to be retained. In other words, the period for extension of the facility
should be co-terminus with vacaon of the ocial residence.
Furniture Items: (i) If the date of purchase of furniture is more than ve years-
Ownership will be transferred without any recovery. (ii) If it is less than 5-year-old
– depreciated value based on the actual age of furniture / xture will be recovered.
Electronic Items: (i) If the date of purchase is > 3 years – free of cost
(ii) If the date of purchase is <3 years – depreciated value
(iii) If the date of purchase is < 1 year – full cost
To be retained without any cost on normal rerement.
To be retained at book value at voluntary rerement/resignaon.
21
To be retained without any cost irrespecve of period of use on normal rerement.
However, in case of VR / resignaon, it can be retained aer paying the book value
of the laptop.
To be retained without any cost irrespecve of period of use on normal rerement.
However, in case of VR / resignaon, it can be retained aer paying the book value
of the I-PAD.
LTC / HTC may be permied to be carried forward for maximum period of 4 months
beyond the date of rerement and in exceponal circumstance upto 6 months.
l The benet of addional 1% interest is payable to a rered member of Bank sta
if eligible as per the provision of Circular No. CDO/P&HRD-IR/17/2019-20 dated
22.05.2019).
l On advances against specied securies as applicable to sta members, provided
the employee / ocial is eligible for pensionary benets.
In the cases of normal rerement repayment of Sta Housing Loan may be connued
upto 75 years of age, irrespecve of date of joining, subject to adequate and veriable
cash ows for repayment of the loan to the sasfacon of sanconing authority.
To be reviewed at the me of rerement, wherever necessary to ensure adequate
repayment capacity.(Circular No.: CDO/P&HRD-IR/15/20178- 19 dated 21.05.2018)
In case the employee / ocial reres on superannuaon or takes voluntary rerement
aer 58 years of age as per approved Scheme (30 years of service) but before full
repayment of loan, the outstanding as on the date of rerement shall be repaid in
equal instalments over a period of 60 months from the date of rerement.(Circular
No.: CDO/P&HRD-IR/61/2017 - 18 dated 15.11.2017)
22
Circular No. CDO/P&HRD-PM/64/2016 – 17, September 06,2016.
In terms of the extant instrucons, every rering sta member (excluding voluntary
rerement or compulsory rerement) is presented with a memento on Bank’s behalf
preferably in the form of a silver salver/ arcle with suitable inscripon/ legend which
could be preserved with pride and cherished memories, with cost ceiling in respect of
various categories of employees as under:
Subordinate Sta 4000/- TEGS VI 47000/-
Clerical Sta 6000/- TEGS VII 48500/-
JMGS-I 10000/- TEGSS I 73000/-
MMGS- II 11250/- TESGSS II 75000/-
MMGS III 14000/-
SMGS IV 22500/--
SMGS V 23500/-
The benet can be availed aer rerement.
Available to execuves in TEGS VI & Above with their spouse. 3 days training
programme to enable the Execuve to self-introspect and plan for the change in
their lives on deming oce to ensure a smooth and enjoyable transion to post-
rerement life.
Prior permission from competent authority is required for seeking employment in any
other Bank at any me or any other commercial employment within one year from
the date of rerement to protect their pension. Commercial employment includes
business and self-employment also.
Can be obtained from the Pension Paying Branch. Joint photograph with spouse
required along with applicaon as per specimen in Annexure -11.(aached)
Military
23
The Bank has shied the payment and processing of sta pension to HRMS
from CPPC. Investment Declaraon Form and Pension Slip are now available on
hps://www.hrms.onlinesbi.com wherein a reree can log on using his/her PF Index
as user ID and the same password may be connued as used before rerement.
Medicines are provided from the available stock at dispensaries run by Corporate
Centre, Local Head Oces, Administrave Oces and at a few selected dispensaries
to the pensioners and their eligible family members. Services of specialist doctors are
also available in some of these dispensaries.
Pensioners can avail the benet of Bank’s Library at SBLCs & ATIs. They can also ulize
the facilies of Book Bank wherever it is maintained.
Pensioners can avail Canteen Facility, wherever it is available at the Bank’s Oces.
Please note that the outgoing as well as incoming mails from ‘@sbi.co.in’ domain will
be stopped from the date of rerement / resignaon. Please therefore, arrange to
save the important emails received on ocial email Id. However, pensioners can use
any other mail ID (yahoo, Gmail etc.) aer rerement. For registering other Email ID
it can be provided while subming pension proposal in HRMS or can be updated by
the pension paying branch or by PPG Department of the Circle on the basis of mail
send by the pensioners.
For using facilies under HRMS, pensioners are supposed to connue PF ID as USER
ID even aer rerement and same password to be connued. In case a password is
forgoen, then go to opon FORGOT PASSWORD, then the password will be reset by
HRMS and will be mailed to registered mail ID of a pensioner. For all purposes the
MOBILE Number and MAIL ID should be necessarily available in HRMS.
24
i. Pension
(Not applicable to Members of
New Pension Scheme: those
employees who joined the
Bank on or aer 01.08.2010)
For Ocers: Payable, on compleon of 20
years of pensionable service (excluding
probaon period in case of non-direct
ocers), if permied by the Competent
Authority to rere from Bank’s service
subject to giving three months’ noce in
wring or pay in lieu thereof, unless this
requirement is wholly or partly waived by
the Competent Authority [Proviso 4 of Rule
19(1) of SBI Ocers’ Service Rules, 1992].
For Clerical Sta : Payable, on compleon of
20 years of pensionable service (excluding
probaon period), if permied by the
Competent Authority to rere from Bank’s
service subject to giving one month’s noce
in wring or pay in lieu thereof.
ii. SBI Rered Employees Medical
Benet Scheme (SBIREMBS)
Eligible if the VRS optee has completed 30
years of service and 58 years of age. Both
the condions are to be fullled.
iii. Retenon of Accommodaon
/ Car / Telephone aer
rerement
Ocer may retain the accommodaon
(including designated house), telephone
and car upto the maximum period of
1 month from the date of Voluntary
Rerement.
iv. Laptop to TEGS-VI and above It can be retained aer paying the book
value of the laptop.
v. Ownership of Car (applicable)
to TEGSS-I & above
Not available
vi. i-Pad to TEGS-VI and above It can be retained aer paying the book
value of i-Pad.
vii. Availing LTC / HTC aer
rerement
Not eligible
25
vii. Connuance of Sta Housing
Loan aer rerement.
Not permied under Voluntary Rerement.
However, the same can be connued
on public terms on producon of an in-
principle approval from the authority
competent to sancon the Housing Term
Loan on Public Terms before Voluntary
Rerement.
viii. Presentaon of Memento Not eligible
x. Transion to Rerement
Programme for rering Ocers
of applicable grades and their
spouses
Not eligible
x. Engagement in Bank on
contract basis
Not eligible
xii. Medical facilies in Bank’s
dispensaries
Same as normal rerement if he is not
gainfully employed elsewhere.
In terms of e-Circular No. P&HRD-PM/67/2018-19 dated 31.10.2018, employees
who rere aer pung in at least 30 years of pensionable service and aer aaining
the age of 58 years and above (both the condions to be fullled) as on the date
of applying for voluntary rerement have been made eligible for all the benets /
facilies as available on normal rerement on opng for Voluntary Rerement
In case of grievance the pensioner can approach AGM (PPG) of the LHO controlling
his / her pension paying Branch on email-id as under:
26
A new plaorm for lodging complaints and grievances introduced for the benet of
pensioners / family pensioners by mail is SANJEEVANI. Aggrieved pensioner can sent
mail to
As per Circular No. CDO/P&HRD-PM/58/2011-12 dated 23
rd
August,2011 and CSO/
P&HRD-PM/25/2018-19 dated 11
th
July,2018
Pensioner is supposed to submit the Life Cercate in the month of November every
year to the pension paying Branch or at any nearby Branch. It is updated in HRMS and
accordingly SMS and E-mail conrming the updaon is sent to the pensioner. Regular
SMS and E-mails are also sent to the defaulng pensioners. Pensioner can also submit
Life Cercate biometrically through Jeevan Praman for which Aadhar number is to
be seeded in HRMS as well as in CBS.
However, if Life Cercate is not submied even upto the end of January, then the
Pension payment is disconnued from the month of February. There is a provision
in HRMS to restore the payment of the Pension and payment of arrears along with
monthly Pension as soon as the Life Cercate is submied.
27
A scheme for ‘Assistance to Rered Employees in case of Crical Illness’ has been
introduced to provide assistance to rered employees/ family pensioners for meeng
medical expenses in respect of idened crical diseases. The fund allocated under
the head is kept at Corporate Centre for centralised payment of medical bills. The
details of the Scheme, Standard Operang Procedure (SOP) and the format of
‘Applicaon by Rered Employees/ Family Pensioners for Assistance’ are enclosed as
respecvely.
All employees of State Bank of India on superannuaon from the Bank or those who
have taken VRS aer aaining 58 years of age, their spouses and disabled children, if
any, shall be covered under the scheme. The coverage shall also be extended to family
pensioners. The employees who were discharged/ dismissed/ removed/ compulsorily
rered/ terminated from service will not be covered. The scheme will cover medical
expenses incurred by the rered employees/ family pensioners on or aer 1st April
of the nancial year for crical diseases.
Medical expenses incurred on crical illness in respect of specied diseases as
menoned below shall be covered-
1 Cancer
2 Cardiac Surgery/ Serious Heart Ailments
3 Kidney/ Liver Transplant
4 Dialysis
5 Illness/ Accidents of serious nature involving major surgeries/ life support
system
i) In case of rered employees / family pensioners covered under ‘SBI Health Assist’
/ ‘SBI Health Care’, the Bank Shall provide assistance to the extent of 50% of the
28
medical expenses incurred above the amount payable under the medical scheme
/ insurance policy. The maximum amount of assistance shall be restricted to Rs.
5.00 lacs.
ii) In case of rered employees / family pensioners not covered under ‘SBI Health
Assist’ / ‘SBI Health Care’ the Bank shall provide assistance to the extent of 50%
of the medical expenses incurred above Rs. 3.00 lacs. The maximum amount of
assistance shall be restricted to Rs. 5.00 lacs.
iii) The assistance shall be provided on rst come rst serve basis, subject to
availability of fund.
iv) The facility can be availed only on one instance per rered employee / family
pensioner in a year in respect of specied diseases.
The ‘Standard Operang Procedure’ for submission of claims under the scheme is
placed as Annexure ‘B’.
i) The rered employees / family pensioners shall submit their applicaon for
assistance regarding their medical expenses for crical illness at the respecve
Administrave Oces, under whose control they are geng pension. The
doctor’s prescripon along with discharge summary of hospitalisaon and other
original bills / receipts should be aached to the applicaon.
ii) The Chief Manager (HR) shall be the Nodal Ocer at Administrave Oces. He/
she will arrange to enter the details of applicaon immediately in the portal
opened for the purpose. The Link for the portal is available on intranet at:
Human Resources - Important News- Assistance to Rered Employees/ Family
Pensioners in case of crical illness.
The user ID of employee at each AO shall be created by the IR Department,
Corporate Centre, Mumbai. The details of applicaons shall be entered within
the portal under ‘User Menu’ Create new Applicaon. A cket number will be
generated, which shall be menoned on the applicaon form.
iii) The bills shall be scrunized by the Bank Medical Ocer at Administrave Oce
before submission. The Administrave Oces shall ensure that all relevant
papers as menoned in para 2 (i) above are aached to the applicaons and
shall forward the same to the Deputy General Manager (IR), State Bank of
India, Industrial Relaons Department, Corporate Centre, Madame Cama Road,
Mumbai, under the signature of the Deputy General Manager (B&O).
29
iv) The Industrial Relaons Department at Corporate Centre shall be responsible
for processing of applicaons and obtaining the approval of the concerned
commiee.
v) Once approved by the Commiee, the Industrial Relaons Department at
Corporate Centre shall enter the date of approval in the portal and forward the
approved applicaons to Oce Administraon Department at Corporate Centre
for payment.
vi) In case the applicaon is not approved, the Commiee shall specify the reason
and the same shall be menoned in the portal by the Industrial Relaons
Department at Corporate Centre.
vii) The Oce Administraon Department at Corporate Centre will make payment
by debing the BGL Account ‘Sta Welfare Fund’.
viii) The declined applicaons shall be returned by the Industrial Relaons Department
at Corporate Centre to the concerned Administrave Oce, assigning the reason
of return.
ix) The Administrave Oce will, in turn, return the applicaons to the applicant at
the recorded address.
Medicines are provided from the available stock at dispensaries run by Corporate
Centre, Local Head Oces, Administrave Oces and at a few selected
dispensaries to the pensioners and their eligible family members. Services of
specialist doctors are also available in some of these dispensaries.
i. Up to the
scale of
MMGS-III
In Circles:
An Authority not below the rank of DGM.
In CC & its establishments:
An Authority not below the rank of DGM.
If DGM or above is not available, DGM (PM &
PPG).
No Change
ii. SMGS-IV &V In Circles: Authority not below the rank of GM of
respecve Network. For other establishments
in the Circles, senior-most
GM will be the authority.
In CC & its establishments/ on deputaon:
Authority not below the rank of GM.
If the Department is not headed by GM or
above, GM (CS).
No Change
30
iii. TEGS VI & VII CGM (Circle)/ An authority not below the rank
of CGM for CC/ CC establishments/deputaon
to other organizaon. If the Department is not
headed by CGM or above, CGM (HR) is the
competent authority.
No Change
iv. TEGSS-I DMD (COO) for Circles and DMD (HR) & CDO
for CC & CC Establishments/deputaon to
other organizaons
No Change
v. TEGSS-II Respecve MD of the Vercal/If the vercal is
not headed by MD, Chairman is the competent
authority.
No Change
vi. Ex-MDs &
Chairman
ECCB No Change
-
1. Name of the Rered Employee/ Family Pensioner
2. Name of the Rered Employee (in case of family pensioner)
3. PF No.
4. Address & Mobile No.
5. Grade in which the employee rered
6. Name & Code of Pension Paying Branch
7. Account No.
8. Name of the family member hospitalised/undergoing treatment & Relaonship
with the Rered Employee
9. Parculars of Treatment
a) Name of the Disease
b) Period of Hospitalisaon / Treatment
10. Total Expenses Incurred
11. Insurance Cover Available, if any
a) Policy No.
b) Amount
31
We have scrunised the applicaon and recommend it for Corporate Centre
consideraon.
Place:
Date:
Stamp/Seal
Sr. No.
Parculars Details
1. Total expenses
2. Amount payable under Medical Scheme/Insurance Policy, if any
3. a) Amount (1 minus 2)
b) 50% of the above amount i.e. 3 (a)
c) Admissible Assistance (Maximum Rs. 5.00 lacs)
4. a) Amount (Item 1 minus Rs. 3.00 lacs)
b) 50% of the above amount i.e. 4 (a)
c) Admissible Assistance (Maximum Rs. 5.00 lacs)
Ex-graa lumpsum amount will be paid to the dependents/s of employee who dies in
service of prematurely rered due to incapacitaon before reaching 55 years of age,
subject to fullment of laid down eligibility norms.
Coverage:
The scheme will be applicable in the following cases of employees:
(i) Employees dying in harness
(ii) Employees seeking premature rerement due to incapacitaon before reaching
the age of 55 years.
32
Amount of Ex-graa
The amount of ex-graa to be calculated as 60% of the last drawn salary, net of taxes,
for each month of remaining service of the employee up to the age of superannuaon
at the me of his death/ incapacitaon, subject to cadre wise ceiling and oor amount
as menoned below:
Supervising Rs.14.00 lacs Rs. 7.00 lacs
Clerical Rs. 12.00 lacs Rs. 6.00 lacs
Subordinate Rs. 10.00 lacs Rs. 5.00 lacs
Sampoorn Suraksha”
Bank has taken graded group life insurance policy “Sampoorn Suraksha Policy” from
SBI Life Insurance Ltd. to cover the life of all permanent employees in the Bank. This
policy is uniformly applicable throughout the country and covers all deaths during
service, whether on duty or otherwise. The sum assured for various grades of the
employees as per the exisng policy is as under:
Grade Chairman/
MD/ DMD
TEGSS-I/
TEGS-VII
TEGS-VI SMGS-V SMGS-IV MMGS-III/
MMGS-II/
JMGS-I
Clerk Sub-
Sta
Sum Assured 24 lacs 20 lacs 16 lacs 14 lacs 12 lacs 10 lacs 8 lacs 6 lacs
Path to download claim form:
SBI Times>Human Resources> PM & PPG> PMD> SBI Life Claim Form
The branch last served by the employee, would advise the nominee regarding the
procedure of applying for the claim on death of the employee. The nominee will have
to submit the claim form along with requisite document at the branch for further
submission to SBI Life Insurance Co. Ltd.
Swarna Ganga”
Bank had launched on a one me basis, a voluntary Group Saving Linked Insurance
scheme for the employees and their spouse in the year 2011-12. Under this product
monthly regular premiums are deducted from the salary of the employees who have
already enrolled under the scheme.
Sum-Assured
Sub-sta Rs.2,00,000/- Rs. 2,00,000/-
Award Sta Rs. 4,00,000/- Rs. 4,00,000/-
Ocers Rs. 6,00,000/- Rs. 6,00,000/-
*Accident Death and total permanent disability rider.
33
Benets:
i. Death Benets: If the member is in-force on the date of death, SBI Life will pay
Basic Sum Assured. It will also pay Fund Value. If the member cover is in lapse
status on the date of death, only Fund Value will be paid.
ii. Rider Benets: If the member opts for ADTPD rider and the rider cover is in force,
SBI Life will pay the rider sum assured on death due to accident. On occurrence
of total permanent disability due to accident, the rider sum assured and Fund
Value will be paid.
iii. Maturity Benets: Fund Value will be paid.
How to claim:
1. On rerement-
The rered employee has to submit the applicaon for claiming the maturity
amount through online portal of SBI Life.
The employee can extend the term of the policy up to the age of 65 years by
applying to SBI Life through the branch & making payment of monthly premium
amount.
2. On death during currency of the policy:-
The branch last served by the employee would inmate the nominee of the
deceased employee and would arrange for submission of requisite claim form
through online portal of SBI Life.
Path: (hps:/www.sbilife.co.in)
Ø Services
Ø Claim & Maturity
1. Please refer to e-circular No. CDO/P&HRD-PPFG/70/2018-19 dated 1
st
January,
2019 advising renewal of Group Mediclaim Policy for SBI rerees (Policy ‘B’) with
eect from January 16, 2019 and modicaons in terms and condions of the
policy. The policy is due for renewal on 16.01.2020.
2. In view of rising annual premium under both the above policies coupled with
inaon in cost of medical treatment, it has now been decided to recast the
exisng schemes with the following objecves;
i. To provide holisc soluon with new Health Care plans
ii. To provide good health care to our rerees at an aordable cost
iii. To subsidize a part of the health expenditure of rerees
34
3. The policies are renamed as under;
Policy ‘B’ Annual Payment Plan (APP) “SBI Health Assist”
SBI-REMBS One Time Payment Plan (OTPP) “SBI Health Care”
A. “SBI Health Assist”
has been selected for serving both the
policies i.e. APP and OTPP with a provision for
annual renewal. Membership of Annual Payment Plan (exisng Policy ‘B’)
will be voluntary and those eligible can obtain membership of the same by
paying the annual premium from their own sources.
a) Exisng members under Policy ‘B’.
b) Employees who rered during the months of October, November &
December 2019 would be eligible to join the policy and no waing
period clause will be applicable for them.
c) Eligible new rerees (rered on or aer 16.01.2020) may join APP (Policy
‘B’) within 90 daysfrom the date of rerement by paying the premium
from their own sources. Pro-rata premium would be applicable in case
of such rerees.
d) Spouses of deceased employees may join APP (Policy ‘B’) within 120
daysfrom the date of death by paying the premium from their own
sources. Pro-rata premium would be payable in such cases.
(a) Members of SBI-REMBS will be given the opon to join APP (Policy-B)
irrespecve of their residual balances. It is also proposed that they
would be able to opt for any Sum Insured with or without Crical
Illness cover at any point of me during the cover period by paying
full year’s premium as per the plan chosen. However, for such rerees,
there will be 30 days’ waing period from the date of their joining APP
(Policy-B) and Sum Insured under APP (Policy-B) for these members will
not be available for reimbursement of expenses incurred on ongoing
hospitalizaon at the me of taking such membership.
(b) All le out rerees, e-AB rerees, spouses of le out rerees & e-AB
rerees will be eligible to become members of APP (Policy-B) by paying
premium from their own sources. However, for these members, there
will be a waing period of 30 days from the date of their joining APP
(Policy-B). Sum Insured under APP (Policy-B) for these members will
35
not be available for reimbursement of expenses incurred on ongoing
hospitalizaon at the me of taking such membership.
Employees who are / were discharged / dismissed / compulsorily rered
/ terminated from service will not be eligible to join the policy.
“SBI Health Assist”
The exisng structure of four plans has been done away with. Now,
there will be only two Basic Sum Insured limits of Rs. 3.00 lakhs & Rs.
5.00 lakhs under the APP. There will be no bar for rerees in opng for
any Sum Insured :
3.00 16,542 2,978 19,520
5.00 36,771 6,619 43,390
Super Top-up plan will be available to all members for Rs. 6.00 lakhs
along with the Basic Plans as an addional health cover.
(Rupees in Lakhs)
3.00 6.00 9.00 2.50
5.00 6.00 11.00 2.50
There will be a ‘Deducble’ limit of Rs. 2.50 lakhs under the Super Top-
up cover. In case of a claim being raised, Basic Sum Insured will trigger
rst and only aer Basic Sum Insured is completely exhausted, Super
Top Up policy will be acvated / ulized. The ‘Deducble’ amount will
be taken from the Base policy, if triggered.
For example, in case there is a claim of Rs. 5.00 lakhs under Super Top-
up plan of Rs. 6.00 lakhs with a Base policy of Rs. 3.00 lakhs, base policy
of Rs. 3.00 lakhs will be used rst and it will be considered that the
pensioner has contributed his poron of ‘Deducble’ amount out of the
Base plan, and thereby, remaining amount of Rs. 2.00 lakhs of the claim
will be seled from the Super Top-up plan. The rerees will not have to
pay the ‘Deducble’ amount of Rs. 2.50 lakhs from their own pocket.
36
The ailment wise cappings were introduced in the year 2017-18 with the
idea to restrict the premium from increasing abnormally. The cappings
have been revised commensurate with the present cost for treatment
of these ailments as under:
(Amount in Rupees)
1 Angioplasty 1,50,000
2 Coronary Artery
Bypass Gra
2,50,000
3 Cataract 30,000
4 Cholecystectomy 70,000
5 Hernia 70,000
6 Knee Replacement -
Unilateral
1,75,000
7 Knee Replacement -
Bilateral
2,50,000
8 Prostate (Other than
treatment of Prostate
Cancer)
80,000
Based on reports regarding deducons on account of lower Room Rent
/ ICU Rent / ICCU Rent eligibilies, it is also proposed to revise Room
Rent / ICU Rent / ICCU Rent caps under the policy as under :
(Amount in Rupees)
(Rs. in Lakhs)
Rent
Rent
3.00 4,000 7,500 5,000 9,500
5.00 4,000 7,500 7,500 12,000
As a measure of nancial support to family pensioners / senior rerees,
it has been decided to allow 50 % subsidy on Base Premium of Rs. 3.00
lakhs under APP (Policy ‘B’) to all Family Pensioners and to pensioners
37
70 years of age and above on the date of renewal (i.e. on 16.01.2020).
Rerees 70 years of age and above & family pensioners, who are not in
the exisng policy, shall also be eligible to avail subsidy on enrolment.
(Amount in Rupees)
(Rs. in Lakhs)
3.00 16,542 8,271
5.00 36,771 8,271
GST or other taxes / surcharges, if any, on premium will be borne by the
rerees.
Members would be required to make payment of premium in full. Aer
compleon of renewal process, member wise list of eligible rerees
will be prepared by concerned Administrave Oces and sent to their
LHOs for compilaon of data. LHOs shall submit the consolidated data
to Corporate Centre for reimbursement of subsidy to eligible members.
Reimbursement of subsidy will be made by Corporate Centre directly to
the pension accounts of members.
As per the terms and condions of our Request for Proposal (RFP),
premium quotes were obtained for three year period with a provision
of annual renewal. Annual renewal will be done as per the terms of the
RFP accepted by SBI General Insurance Co. Ltd. This is done with a view
to ensure connuity of Insurance Co. / TPAs etc. The premium will not
undergo an upward revision during the three year period, if the policy is
connued with SBI General Insurance Co.
It has been observed that rerees / family pensioners face dicules
with the two policies (Policy ‘B’ and Policy ‘A’) running with two dierent
companies. Operaonal funconaries at Administrave Oces also face
dicules in idenfying the TPA for members. Therefore, it has been
decided to make both the policies co-terminus from 16
th
January, 2021
onwards. AAP (Policy ‘B’) will be renewed with SBI General Insurance
Co. Ltd. on its due date i.e. on 16
th
January, 2020 and OTPP (Policy ‘A’)
will be renewed with SBI General Insurance Co. Ltd. from 1
st
June, 2020
to 15
th
January, 2021. From 16
th
January, 2021, both the policies will
run concurrently. Exisng Policy-A will connue to be with IFFCO Tokio
General Insurance Co. Ltd. unl 31
st
may, 2020.
38
There will be no provision of domiciliary cover in APP (Policy ‘B’). To
support the members of APP meet the domiciliary medical expenses, it
has been decided to provide e-Pharmacy facility to all members of APP
(Policy ‘B’) upto Rs. 18,000/- with an own contribuon of Rs. 6,000/-.
Bank is in the process of making arrangements with a reputed company
in e-Pharmacy eld for provision of such services.
(Amount in Rupees)
(to be provided outside
Insurance Policy)
Rs.18,000/- Rs.6,000/- Rs.12,000/-
The details of the scheme / modus of operaon etc. will be circularized
separately.
An oponal Crical Illness cover for Rs. 5.00 lakhs was provided in the
policy during the last renewal for the undernoted six specied diseases:
i) Stroke resulng in permanent symptoms
ii) Cancer of specied severity
iii) Kidney failure requiring regular dialysis
iv) Major organ / bone marrow transplant
v) Mulple sclerosis with persisng symptoms
vi) Open chest CABG (Coronary Artery Surgery)
It is proposed to include the following addional diseases under the
Crical Illness cover:
i) First Heart aack
ii) Coma of specied severity
iii) Heart valve replacement
iv) Permanent paralysis of limbs
v) Motor neuron disease with permanent symptoms
vi) Aorta Gra surgery
vii) Total blindness
viii) Open heart replacement or repair of heart valves
39
The premium applicable for the oponal Crical Illness cover is as under:
(Amount in Rupees)
5,00,000 13,774 2,479 16,253
Other terms & condions for availing Crical Illness cover shall be
as under:
a) Crical Illness Cover will not be available separately and can only be
taken with Basic and Super Top up covers taken together.
b) Entry shall be available only upto the age of 65 (as on 16.01.2020).
However, renewals can be done beyond 65 years on a connuous
basis.
c) There will be a waing period of 90 days and surviving period of 30
days under the policy.
d) Members who have opted for Crical Illness Cover in the past may
connue to take the cover. Waing period of 90 days will not be
applicable to such members.
e) Pre-exisng ailments will not be covered under the Crical Illness
Cover.
f) Crical Illness Cover will be available only to the primary member
and not to spouse / dependent.
In an event of the insured person being diagnosed with one of
the crical illnesses dened in the policy aer the lapse of waing
period of 90 days and surviving period of 30 days, the Insurance
Co. would pay the full sum insured under the crical illness cover
to the insured member. However, waing period & entry age
of 65 yrs. would not be applicable for those Rerees who are
exisng members of Crical illness cover under the expiring Policy
for ailments from serial number I to VI. Thus, for a claim to be
admissible under Crical Illness cover, two condions have to be
complied with – (i) no claim would be admissible for rst 90 days (ii)
Aer the waing period of 90 days, if the insured is diagnosed with
any of the 14 listed ailments and survives for 30 days aer the rst
detecon of the disease, total cover amount (Rs. 5.00 lakhs) under
the crical illness will become admissible.
The Insurance company shall pay the insured person only once
in respect of any one of the covered illness under the policy. The
40
Crical Illness Cover ceases aer admission of any claim and no
further claim will be admissible under the said Cover. However,
benets under the Base plan or the Super Top-up Plan would
connue to be available as per the terms & condions of the said
coverage and the available sum insured.
The opon for Crical Illness plan has to be exercised simultaneously
with the Base Plan + Super Top-up Plan taken together and the
premium for the same is to be paid along with main policy (premium
on Super Top-up cover will be paid by the Bank). Crical Illness plan
cannot be availed at a later date if it is not opted for at the me of
enrolment / renewal.
The policy will cover reimbursement of expenses on dental treatment
only for Root Canal Treatment up to a maximum of Rs. 7,500 per annum
per family. Dental cover will not include extracon, lling, crowning or
restoraon. This will be an add-on benet to the members and will form
part of the Basic Sum Insured.
It is proposed that the membership under present structure to SBI-REMBS
will be frozen as on 31
st
December, 2019 and memberships will be allowed
to subsequent rerees only under a new structure / plan. All the members
(exisng & new) will connue to avail their benets upto their residual
balances under the REMB Trust Rules as at present.
One Time Payment Plan (OTPP) – “SBI Health care” :
The plan under SBI-REMBT will be applicable for the employees rering
on or aer 1
st
January, 2020. Based on actuarial assessment, member’s
contribuon towards the Life me Limits under the new plan have been
revised as under :
(Rupees in lakhs)
7.00 1.63
10.00 2.30
15.00 3.00
20.00 3.75
Eligibility criteria for membership will be same as exisng SBI Rered
Employees’ Medical Benet Scheme. However, rerees eligible for cover
under OTPP can choose any of the Life me Limits as per their medical need
by paying the contribuon amount and the same shall not be designaon
41
linked. The plan will cover pensioners, their spouses and disabled children, if
any. Other terms & condions of the scheme will be as under:
a. New members under OTPP will be migrated to an insurance policy as
is done in case of exisng members of SBI-REMBS one month aer
racaon of their membership in the Trust.
b. The exisng policy with IFFCO Tokio General Insurance Co. Ltd. will
connue up to 31
st
May, 2020 with no changes in policy terms.
c. Old and new members joining OTPP will be covered under the exisng
policy ll 31
st
May, 2020.
d. Insurance cover for members under SBI-REMBS / OTPP will be provided
by SBI General Insurance Co. Ltd. from 1
st
June, 2020 onwards.
Modied Policy ‘A’ (OTPP) with eect from 1
st
June, 2020
Insurance cover for SBI-REMBS / OTPP members w.e.f. 1
st
June, 2020 will be
as under:
a. The insurance cover will be provided by SBI General Insurance Co. Ltd.
b. Insurance will be taken for the members whose residual balance is Rs.
3.00 lakhs and above.
c. Medical claims of members having balance below Rs. 3.00 lakhs will be
paid by the Trust and they will be out of the insurance scheme.
d. Any amount of claim beyond total allocated limit in the Insurance Policy
will be paid by the Trust.
As a measure to control the premium and for allocang jused
Basic Cover, members having residual balance of Rs. 3.00 lakhs to
Rs. 10.00 lakhs will be provided Basic Cover of Rs. 3.00 lakhs with a
Super Top Up cover of 6.00 lakhs. Proposed insurance cover under
OTPP will be as under w.e.f. 01.06.2020:
(Rupees in lakhs)
Rs. 3.00 lakhs to
below Rs. 10.00 lakhs
3.00 6.00 9.00
Rs. 10.00 lakhs and
above
5.00 6.00 11.00
42
Premium on both the Base Plan and Super Top-up cover will be
paid by the Trust.
There will be a ‘Deducble’ poron of Rs. 2.50 lakhs within the
Super Top-up cover. If Super Top-up cover is triggered, ‘Deducble’
poron will be taken from Base Plan, and members will not have to
pay from their own pocket.
For example, in case there is a claim of Rs. 5.00 lakhs under
Super Top-up plan of Rs. 6.00 lakhs with a Base policy of Rs. 3.00
lakhs, base policy of Rs. 3.00 lakhs will be used rst and it will
be considered that the pensioner has contributed his poron of
‘Deducble’ amount out of the Base plan, and thereby, remaining
amount of Rs. 2.00 lakhs of the claim will be seled from the Super
Top-up plan. In case the claim exceeds total cover taken by the
Bank, the excess amount over and above total cover will be paid by
the Trust (up to the residual amount under SBI-REMBS).
The domiciliary limit under OTPP will be upto 1 % of Life me Limit
annually subject to a cap of total 10 % for the life me. Annual
domiciliary limit under various Life me limits will be as under :
300000 3000
400000 4000
500000 5000
700000 7000
1000000 10000
1500000 15000
2000000 20000
Ailment wise expenditure capping under OTPP (SBI Health Care)
will be as under :
43
1 Angioplasty 1,50,000
2 Coronary Artery
Bypass Gra
2,50,000
3 Cataract 30,000
4 Cholecystectomy 70,000
5 Hernia 70,000
6 Knee Replacement -
Unilateral
1,75,000
7 Knee Replacement -
Bilateral
2,50,000
8 Prostate (Other than
treatment of Prostate
Cancer)
80,000
The Room Rent / ICU Rent / ICCU Rent under OTPP will be as under:
(Rs. in
Lakhs)
Rent
Rent
3.00 4,000 7,500 5,000 9,500
5.00 4,000 7,500 7,500 12,000
The policy will cover reimbursement of expenses on dental
treatment only for Root Canal Treatment up to a maximum of Rs.
7,500 per annum per family. Dental cover will not include extracon,
lling, crowning or restoraon. This will be an add-on benet to the
members and will form part of the Basic Sum Insured.
44
a) Exisng members of Policy ‘B’, willing to renew their policy, will ll up the
simplied Consent Form (enclosed as Annexure -II) manually by obtaining
from branches/AO and submit to the pension paying branch along with
cheque/debit authority for applicable premium amount as per premium
chart.
b) Exisng Members of Policy ‘A’ who are willing to obtain addional cover
under APP (Policy ‘B’) will ll up the Applicaon Form (enclosed as Annexure
-I) manually by obtaining from branches/ A.O. and submit to the pension
paying branch with cheque/debit authority for applicable premium amount
as per premium chart.
c) Old rerees of SBI who are willing to enrol in APP for rst me and rerees
of e-ABs who are willing for enrolment under APP will ll up the Applicaon
Form (enclosed as Annexure-I) manually by obtaining from branches/ AO
and submit to the pension paying branch with cheque/debit authority for
applicable premium amount as per premium chart.
d) Post merger rerees of e-ABs should menon their HRMS ID instead of PF ID
on the Applicaon Form in column no. 1A. Old rerees of e-ABs who rered
before merger should menon the name of the e-AB (SBM, SBT, SBBJ, SBP,
SBIN, SBS & SBH) against their PF ID (for example ) in column no.
1B.
e) In respect of new enrolments by members who rere/have rered on or
aer 16.01.2020, the premium is to be collected on pro-rata basis as per the
extant guidelines. Branches can contact CMs(HR) at their respecve A.O. to
obtain exact pro-rata premium applicable to the new reree. The Pro-rata
calculator will be supplied to all CMs(HR).
f) New rerees who rere/have rered on or aer 16.01.2020, willing to enroll
for the policy, will also be required to ll up the Applicaon Form (enclosed
as Annexure-I) manually by obtaining from Branches/A.O. and submit to the
pension paying branch along with cheque/debit authority for applicable
pro-rata premium amount.
g) The branch will arrange for debing the applicant’s account with the
amount of gross premium (i.e. Basic Premium plus GST) and credit the same
to Current Account opened by each A.O. for collecon of premium.
h) Once premium is deposited in the designated account at A.O., the branch
will forward duly lled-in applicaon forms [menoning (a) Transacon
No. (b) Date of Transacon; and (c) Amount] to concerned A.O. for further
acon.
45
i) A.Os on receiving the applicaon form, will verify the same and check the
eligibility of the applicant and ensure that all necessary details have been
lled and also correct amount of premium has been deposited in the Current
Account maintained at A.O.
j) A.Os will simultaneously prepare a list (as per Annexure -IV) containing details
of the applicants and send the so copy through email to HR Department
at their respecve LHO and also transfer the consolidated amount to Main
Collecon Account maintained by PPG department, Corporate centre,
Mumbai. Specic dates for transfer of consolidated premium to Corporate
Centre and data le sharing will be communicated by Corporate Centre to
LHOs / A.Os.
k) The A.Os should ensure that the amount remied to Corporate Centre tallies
with the column total of ‘Premium Paid by pensioner’ in the excel le sent
by them to their respecve LHO.
l) HR Department at each LHO, on receiving the enrolment details / les from
their A.Os, will verify and collate the details in a single le in dierent sheets
(as per Annexure-IV) for each A.Os and send the same to PPG Department,
Corporate Centre on the dates communicated to them.
m) PPG Department, Corporate Centre, on receiving the les from each
LHO, will prepare a consolidated list and send the same to the Insurance
Company along with the total premium amount i.e. collected premium
amount by means of a single cheque drawn on the main collecon account
at fortnightly intervals.
As all renewal enrolments are supposed to be completed by 15.01.2020 it
has been decided that rst payment of premium will be made on 04.01.2020
and second payment of premium will be made on 10.01.2020 to ensure
mely and smooth enrolments. Aer remiance on 10.01.2020, premium
collected from 11.01.2020 upto 15.01.2020 should be sent to Corporate
Centre on 15.01.2020 itself. Tallied enrolment details must be sent by LHOs
to Corporate Centre on the date of remiances without fail.
Annexure-I : Applicaon form for new rerees / prospecve members
Annexure-II : Consent form for renewal
Annexure-III : Premium Chart
Annexure-IV : Reporng Format
46
“SBI Health Assist” Scheme
Chief Manager
State Bank of India,
Branch / Administrave oce,
__________________________
Dear Sir,
I am interested in joining the Family Floater Group Health Insurance Policy of State
Bank of India (Annual payment Plan – SBI Health Assist Scheme) and furnish the
required informaon as under:
1A P.F Index No. / HRMS ID
(for post merger e-ABs
rerees)
1B PF ID (for pre merger
rerees of e-ABs)
for example
2 Name
3 Date of joining the Bank
4 Date of Rerement
5 Rered as
Ax coloured joint photograph
of the member and spouse
47
6 Age (in years) as on the
date of rerement
7 Gender i. Male
ii. Female
8 Type
9 Category
(Please ck mark)
i. SBI rerees on compleon of pensionable
service in the Bank.
ii. Surviving spouses of SBI employee who died
whilst in service or aer rerement.
iii. Exisng members of Policy-A.
iv. Old reree/ surviving spouses / family
pensioners of erstwhile Associate Banks of SBI
(e-ABs)
v. Pensioners removed from service and
receiving pension.
vi. Pensioners / Rerees who could not join
Policy-B in the past and now wish to join.
10 Whether dismissed or
terminated from service.
(Tick)
Yes / No
11 Whether Rule 19(3) was
invoked on aaining the
age of rerement
(If yes, please furnish the
details of the disciplinary
case, date of its
conclusion and penalty, if
any imposed )
Yes / No
12 Date of Birth dd/mm/yyyy
13 Date of Death (in case
of deceased employee /
pensioner)
dd/mm/yyyy
48
14 Address for
communicaon
15 Landline No. (with STD
code)
16 Mobile No.
17 Email ID
18 Name of Spouse (if any)
19 Date of Birth of Spouse
(dd/mm/yyyy)
20 Name of disabled Child /
Children (if any).
(Aach valid disability
cercate issued by
medical ocer not below
the rank of Civil Surgeon)
1.
2.
21 Name of the pension/
family pension paying
branch
22 Pension Account No. (11
digit)
23 IFSC Code
24
49
25
26
I, Mr./Mrs./Ms. _____________________ , a rered employee / spouse of the
deceased employee / pensioner of the Bank do hereby assign the money payable
by in case of my death to Mr. / Mrs./ Ms.
_________________________ Relaon ______________ and further declare that
his/her receipt shall be sucient discharge of the company.
I am aware that I along with my spouse and disabled child/children (if any) will be
eligible for a health insurance cover of Rs. ________ lakhs under the Family Floater
Group Health Insurance Policy. I hereby authorize the Bank to debit the insurance
premium amount of Rs. _________ to my pension / family pension account No. ___
I undertake to keep sucient balance in my above account for debing insurance
premium failing which the policy may not be issued to me. I am also aware that
Bank may at its sole discreon can modify the terms and condions of the policy
from me to me.
50
For oce use only
Cered that Shri / Smt. _______________________ is a rered employee /
spouse of the rered / deceased employee of SBI / e-ABs and he / she has remied
the insurance premium as per the following details:
51
“SBI Health Assist”
(to be given to the applicant by the branch receiving the Form)
Received from Shri/Smt.___________________________________________
PF Index No.______________
Applicaon for membership of Family Floater Group Mediclaim Policy(APP) along
with Insurance Premium including GST for Rs.________________________ for
onward submission to Administrave Oce.
Date ______________
Branch _____________ Stamp of the Branch Signature of the ocer
receiving the Form
52
“SBI Health Assist” Scheme
Date of payment of premium
Journal No,
Amount paid
The Branch Manager
State Bank of India,
_______________________ Oce/ Branch
Dear Sir,
PF No.
Name of Pensioner/ Spouse of
Deceased Pensioner
Gender (M/F) Dt. of Birth (dd/mm/yyyy)
Name of Spouse Gender (M/F) Dt. of Birth (dd/mm/yyyy)
Name of disabled child (if any)
1.
2.
Gender (M/F) Dt. of Birth (dd/mm/yyyy)
Name of the Nominee Relaonship of Nominee
Date of Rerement :
Pensioner Type ( Pensioner / Reree / Family Pensioner)
Address of pensioner
City
State
Pincode
Mobile No. / Landline No.
53
Email Id.
Name of Zonal/
Administrave oce
Name of LHO
Name of Pension Branch
Pension Branch code
Pension Account no.
IFSC code
Date of payment of
premium (dd/mm/yyyy)
I intend to join the Family Floater Group Health Insurance under Annual Payment
Plan of State Bank of India. I hereby exercise my opons as per the following :
Sum Insured
(Rs in Lakhs)
Premium details for Basic Cover (Without Domiciliary)
Basic Premium GST @ 18% Gross Premium
(A)
Please Tick
Opted Plan
3,00,000
5,00,000
Sum Insured Basic Premium GST @ 18% Gross Premium
(B)
Please Tick
Opted Plan
5,00,000**
**Crical Illness Cover will not be available separately and can be taken only with
a base plan.
Premium for Basic Plan
Opted with GST
(A)
Crical Illness Plan
Premium (If any) with GST
(B)
Total Premium (with GST)
A+B = C
I am aware that I along with my spouse and disabled child/children will be eligible
for a health insurance cover of Rs. ________________ lakhs under the Family Floater
Group Health Insurance policy. I hereby authorize the Bank to debit the insurance
premium amount of Rs. _______________to my pension / family pension account /
Savings Bank Account No. ___________________________.
54
“SBI Health Assist”
(to be given to the applicant by the branch receiving the Form)
Received from Shri/Smt.____________________________________________
PF Index No.______________
Applicaon for membership of Family Floater Group Mediclaim Policy(APP) along
with Insurance Premium including GST for Rs.________________________ for
onward submission to Administrave Oce.
Date ______________
Branch _____________ Stamp of the Branch Signature of the ocer
receiving the Form
55
300000 16,542 2,978 19,520
500000 36,771 6,619 43,390
300000 500000 16,542 13,774 30,316 5,457 35,773
500000 500000 36,771 13,774 50,545 9,098 59,643
1. Applicant will submit duly lled Consent Form (Annexure-II ) to Pension
Paying Branch for renewal of the policy, if the applicant is applying for rst
me for AAP (Policy-B) then he/she will submit duly lled Applicaon Form
(Annexure -I).
2. Branch will collect duly lled form from the applicant and verify that all the
details required are correctly lled by the applicant.
3. Aer vericaon of the form, Branch will debit applicant’s account for
premium amount (as per premium chart) and branch will provide credit to
the current account maintained by their respecve Administrave oce/
Zonal oce.
4. Branch will sign the Acknowledgement and Cercate and provide to the
applicant.
5. Branch will write transacon date and Journal No. of the transacon with
A.O. on top of the form and forward the original copy of Consent/Applicaon
Form to respecve Administrave oce.
56
i) Is it mandatory to be a member of SBI-REMBS to become a member of Annual
Payment Plan (APP)?
No.
Membership in APP can be taken without having membership of SBI-REMBS.
ii) When a reree is a member of SBI-REMBS (and hence OTPP), why should he take
up membership of APP?
Whereas it is not mandatory for a member of SBI-REMBS to take up membership
of APP, his doing so would help him in conserving the balance under SBI-REMBS
(i.e. OTPP).
iii) When a reree is a member of both SBI-REMBS (i.e. OTPP) and APP, in case of a
claim arising, the same is seled out of which policy?
This is for the member to decide. However, payment under APP would help the
reree preserve the balance under the OTPP which is a life me limit.
iv) Can someone take APP (Policy ‘B’) for Rs. 3.00 lakhs this year and switch to Plan
for Rs. 5.00 lakhs at next renewal or vice versa.
A change in ‘Basic Sum Insured’ at the me of renewal is not envisaged as at
present.
v) How does the ‘deducble’ under Super Top up operate?
In SBI Mediclaim Policies, the ‘deducble’ mandatorily comes from Base Plan of
the same policy. The ‘deducble’ or threshold limit of Rs. 2.50 lakhs under the
Super Top Up cover will be fully taken care of by the Base Policy in all situaons.
By taking Base Policy of Rs. 3.00 lakhs i.e. more than the threshold limit or
deducble of Rs. 2.50 lakhs, the eect of deducble has been nullied and the
members would get full benet of the total Sum Insured under the Base Policy
+ Super Top Policy. In other words, rerees will not be required to pay anything
from their pocket up to the total amount of Base Plan + Super Top-up plan.
(The above claricaon is applicable for both OTPP and APP)
Examples of dierent scenarios are given below:
a) A pensioner is having Base Policy of Rs. 3.00 lakhs & Super Top Up of Rs. 6.00
lakhs. He had a claim of Rs. 2.00 lakhs. His enre claim within the policy terms &
condions would be paid by his base policy.
Subsequently, he had another claim of Rs. 3.00 lakhs. He would be paid Rs. 1.00
lakh from his remaining balance of Base Policy and Rs. 2.00 lakhs from the Super
Top Up cover as per the policy terms & condions.
57
Again, if he has a third claim of Rs. 4.00 lakhs, he would be paid enre Rs. 4.00
lakhs from the Super Top Up cover. Thus, in all circumstances, he can avail
reimbursement upto Rs. 9.00 lakhs without making any payment from his own
pocket.
b) A pensioner is having Base Policy of Rs. 3.00 lakhs & Super Top Up cover of Rs.
6.00 lakhs. He had a claim of Rs. 5.00 lakhs. He would be paid Rs. 3.00 lakhs from
Base Policy & Rs. 2.00 lakhs from Super Top Up cover. If he has another claim of
Rs. 5.00 lakhs, he would be paid Rs. 4.00 lakhs from the remaining balance of
Super Top Up cover as at this point his enre Sum Insured including Super Top Up
is exhausted and balance Rs.1.00 lakh will be borne by him.
c) A pensioner is having Base Policy of Rs. 3.00 lakhs and Super Top Up cover of Rs.
6.00 lakhs. He had a claim of Rs. 10 lakhs. He would be paid Rs. 3.00 lakhs from
the Base Policy and Rs. 6.00 lakhs from the Super Top Up and balance Rs. 1.00
lakh will have to be borne by him as the total Sum Insured is exhausted.
vi) If ‘deducble’ is paid by another insurer or under another policy of SBI General
Insurance Co. Ltd., can Super Top up be ulized?
No. This is a tailor-made policy wherein other benets have also been allowed to
members. For availing Super Top up cover, ‘deducble’ has to mandatorily come
from the Base Plan under the same policy.
vii) Can a member opt for a Room with rent higher than the entled amount?
Yes, but maximum ceiling on Room Rent / ICU Rent / ICCU Rent will be as per the
capping available in the Base Plan opted by the reree. However, it may be noted
that in the event of a member opng for a room higher than the entlement,
proporonate deducons will apply for all other charges incurred during
hospitalisaon, except for medicines.
viii) Is there any waing period for pensioners who enrol themselves under APP?
There shall be no waing period for those who are already enrolled under Policy
‘B and new rerees. However, 30 days’ waing period will be applicable for all le
out rerees, e-AB rerees, spouses of le out rerees & e-AB rerees enrolling
into APP (Policy ‘B’) from the date of their joining. Sum Insured under the policy
for these members will not be available for reimbursement of expenses incurred
on ongoing hospitalizaon at the me of taking such membership.
ix) Can a pensioner change the sum insured during the currency of the policy?
No.
Opon once exercised cannot be revised. Mid- term change in Basic Sum Insured
is not allowed.
58
x) Is there any alternave method of treatment which is covered under these
policies?
Yes. Ayurvedic, Unani, Siddha and Homoeopathic (AYUSH) treatments are also
covered under these policies. However, treatment has to be taken from hospitals
registered under State / Central Govt.
xi) Are all family pensioners eligible for subsidy irrespecve of their age?
Yes. All Family Pensioners are eligible for subsidy irrespecve of their age.
xii) How does the Crical Illness cover benet a member?
If a primary member / dependent is inicted with any of the specied 14 ailments
aer 90 days from the date of membership and survives for another 30 days, full
cover amount of Rs. 5.00 lakhs will be paid to the member in one go. Treatment
expenses will be addionally covered under the Base Plan / Super Top up.
xiii) In case primary member’s age is more than 65 years but spouse is aged less than
65 years, can Crical Illness cover be opted for?
No.
The primary member’s age must be less than 65 years for enrolling under crical
illness cover. In case primary member’s age is less than 65 and spouse’s age is
more than 65, even then coverage will be valid on oater basis.
xiv) Can a person opt for Crical Illness Cover subsequent to enrolling under Basic
Policy?
No, it can be taken only along with the Base Policy.
****************************
59
Nature of ceasing
from the service
Member’s own
contribuon to P.F.
Bank’s contribuon
to P.F.
Gratuity under
the Act
Gratuity under
Service Rules (who
are not eligible
for payment of
pension)
Pension Family Pension Leave encashment
1 2 3 4 5 6 7 8
On rerement Yes Yes (If he has
completed 5 years
of service)
Yes (If he has
completed 5 years
of service)
Yes (If he has
completed 10
years of connuous
service otherwise
provision of Act
would be followed)
Yes (If required
years of
pensionable
service completed
otherwise No)
@@@
Yes (If eligible for
pension)
On Voluntary
Rerement/
Cessaon
under Biparte
Agreement with
Award employees
Yes Yes (If he has
completed 5 years
of service)
Yes (If he has
completed 5 years
of service)
Yes (If he has
completed 10
years of connuous
service otherwise
provision of Act
would be followed)
Yes (If required
years of
pensionable
service completed
otherwise No)
@@@
No (Unless it could
be treated as
rerement for the
purpose of pension)
On Compulsory
Rerement
Yes Yes Yes Yes Yes @@@ Yes
On removal Yes Yes (If he has
completed 5 years
of service)
Yes (Unless
provision of Secon
4(6) (a) & (b) is
aracted
No (But provision
of the Act would be
followed)
Yes (If required
years of
pensionable
service completed
otherwise No)
@@@
Yes (if eligible for
pension otherwise
No)
On Discharge
(Award Sta
Employee)
Yes Yes (If he has
completed 5 years
of service)
Yes [Unless
provision of Secon
4(6)(a) or (b) is
aracted]
Yes Yes (If required
years pensionable
of service
completed
otherwise No)
@@@
Yes (if eligible for
pension otherwise
No)
60
Nature of ceasing
from the service
Member’s own
contribuon to P.F.
Bank’s contribuon
to P.F.
Gratuity under
the Act
Gratuity under
Service Rules (who
are not eligible
for payment of
pension)
Pension Family Pension Leave encashment
1 2 3 4 5 6 7 8
On Dismissal Yes No Provision of Secon
4(6)(a) or (b) would
be followed
No No No No
On Discharge
(Under DTCS Order
for Sup-Sta)
Yes Yes (If he has
completed 5 years
of service)
Yes [Unless
provision of Secon
4(6)(a) or (b) is
aracted]
Yes (If he has
completed 10 years
of service)
Yes (If required
years of
pensionable
service completed
otherwise No)
@@@
Yes (if eligible for
pension otherwise
No)
On
Resignaon Yes
Yes (If he has
completed 5 years
of service)
Yes (If he has
completed 5 years
of service)
Yes (If he has
completed 10
years of connuous
service otherwise
provision of Act
would be followed)
Yes (If required
years of
pensionable
service completed
otherwise No)
@@@
No (Unless it could
be treated as
rerement for the
purpose of pension)
On Voluntary
Vacaon
Yes
Yes (If he has
completed 5 years
of service)
Yes (If he has
completed 5 years
of service)
Yes (If he has
completed 10
years of connuous
service otherwise
provision of Act
would be followed)
Yes (If required
years of
pensionable
service completed
otherwise No)
@@@
No (Unless it could
be treated as
rerement for the
purpose of pension)
61
Nature of ceasing
from the service
Member’s own
contribuon to P.F.
Bank’s contribuon
to P.F.
Gratuity under
the Act
Gratuity under
Service Rules (who
are not eligible
for payment of
pension)
Pension Family Pension Leave encashment
1 2 3 4 5 6 7 8
On Death (Died in
service aer pung
in a minimum
pensionable service
of one year)
Yes Yes
Gratuity amount
calculated as per
Payment of Gratuity
Act 1972 or DTCS
order/Award
whichever is higher
is payable
Gratuity amount
calculated as per
Payment of Gratuity
Act 1972 or DTCS
order/Award
whichever is higher
is payable
---
Yes Yes
On Death (dies aer
rerement from
service and as on
the date of death
drawing pension)
--- ---- --- ----- --- Yes ---
62
1 2 3 4 5 6 7 8 9
No
63
The Chief General Manager,
State Bank of India,
Local Head Oce,
_______________________
Through: The Branch Manager
State Bank of India
_________________ Branch
Dear Sir,
APPLICATION FOR RETIREMENT
I beg to inform you that I shall aain 60 years of age as at the close of business on
___________ I shall be glad if you will kindly permit me to rere from Bank’s service
as from the above date. I give hereunder my address aer rerement.
Address aer rerement Yours faithfully,
Name :_____________________________
Designaon : _____________________________
State Bank of India
_________________________________Branch.
64
The Trustees,
State Bank of India Employees’ Provident Fund
State Bank of India,
Corporate Centre, MUMBAI
Through the :
State Bank of India
________________
Gentlemen,
APPLICATION FOR REFUND OF PROVIDENT FUND BALANCE ON RETIREMENT
I beg to advise that I shall nally rere from the service of the Bank as at the close of
business on the ___________________.
I shall feel obliged if you will kindly arrange to refund me the balance standing at the
credit of my account in Provident Fund at an early date through Bank’s ___________
Branch.
My present address is given below.
Yours faithfully,
(Signature)
Name :_________________________________
Designaon : ____________________________
State Bank of India
________________________________ Branch.
65
The Chief General Manager,
State Bank of India,
Local Head Oce,
_______________________
Through : The ________________________
State Bank of India
_______________ Branch/Oce
Dear Sir,
PAYMENT OF GRATUITY UNDER PAYMENT OF GRATUITY ACT, 1972
I shall rere / have rered from the service of the Bank as at the close of business on
_________________ in terms of the provisions of the Payment of Gratuity Act, 1972.
I shall be glad if you will please arrange to pay me the gratuity for which I am eligible,
through your ____________________ Branch.
Yours faithfully,
(Signature)
Name :_________________________________
Designaon : ____________________________
State Bank of India
_________________________________ Branch.
Date : Signature veried
Branch Manager
State Bank of India
Date : _________________________________ Branch.
66
The Trustees,
State Bank of India Employees’ Pension Fund
State Bank of India,
Corporate Centre, MUMBAI
Through the : ___________________________
State Bank of India
___________________________
Gentlemen,
APPLICATION FOR PAYMENT OF PENSION
I beg to inform you that I shall nally rere from the Bank’s service as at the close of
business on _______________.
I shall be feel obliged if you will kindly arrange to pay me pension for which I am
willing to drawn through the Bank’s ________________ Branch. ( Branch Code)
I also opt to commute 1/3rd of my pension : ( YES / NO)
My Present address is as under:
Yours faithfully,
(Signature)
Name :_________________________________
Designaon : ____________________________
P.F. Index No. :__________________________
State Bank of India
___________________________ Branch/Oce.
My present address:
________________________
________________________
Date : Signature veried
Branch Manager
State Bank of India
___________________________ Branch/Oce.
67
C.O.S. 448
STATE BANK OF INDIA EMPLOYEES’ PROVIDENT FUND
Rs. ________________________
Received from the Trustees of the State Bank of India Employees’ Provident Fund the
sum of Rupees ________________________________________________________
(in words) being the balance at my credit in the Fund with interest thereon on the
date of my leaving the Bank’s service.
Revenue Stamp if
over Rs. 500/-
Place : ________________
Date : ________________
(Signature)
WITNESS:-
Signature _______________________________
Designaon _______________________________
Address _______________________________
_______________________________
68
Received from State Bank of India a sum of Rs. __________________________
(Rupees__________________________________________ only) being the amount
of Gratuity sanconed to me by the Chief General Manager in terms of the provisions
of payment of Gratuity Act, 1972.
Revenue Stamp if over
Rs. 500/-
Place :
Date : Receiver’s Signature
P.F. Index No. ____________________________
Name :
69
The Chief General Manager,
State Bank of India,
Local Head Oce,
_______________________
Through : The _________________________
State Bank of India
________________ Branch/Oce.
Dear Sir,
ENCASHMENT OF LEAVE
As I will be rering from the Bank’s service as at the close of business on the _____
_______________________________, I shall be glad if you will please permit me to
encash the Privilege leave due to me at the me of my rerement.
Thanking you,
Yours faithfully,
(Signature of Employee / Ocial)
Name : _________________________________
Designaon : _____________________________
P.F. Index No. _____________________________
Branch / Oce ___________________________
_______________________________________
Date :
70
The Branch Manager /
AGM / CM, Oce Administraon Department,
State Bank of India,
__________________________ Branch / Oce
Dear Sir,
LEAVE ENCASHMENT ON RETIREMENT
I have to state that I am rering from Bank’s service as at the close of business on
__________________________________ . Please keep the proceeds of my leave
encashment on rerement in TDR / STDR for a period of ______________ months
/ year and mark a Lien over it ll I vacate the Bank’s Quarter / Adjust my advance
amount taken against LFC / T.A. Bill.
Yours faithfully,
(Signature of Employee / Ocial)
Name : _____________________________________
Designaon : ________________________________
P.F. Index No. ________________________________
Branch / Oce ______________________________
___________________________________________
Date :
71
I Name of wife (in full) : ________________________________________
Date of birth : ________________________________________
Occupaon : ________________________________________
II Name of dependent children : ________________________________________
(Unmarried daughter etc.) : ________________________________________
Name Date of birth Occupaon
1. ______________________ _______________ _______________
2. ______________________ _______________ _______________
3. ______________________ _______________ _______________
4. ______________________ _______________ _______________
III Permanent address aer rerement : __________________________________
____________________________________________________________________
____________________________________________________________________
IV Six (6) Joint passport sized photographs with spouse (enclosed).
Date :
72
The Branch Manager /
AGM / CM, Oce Administraon Department,
State Bank of India,
__________________________ Branch / Oce
Dear Sir,
DETAILS / SETTLEMENT OF LOANS / ADVANCES
I will be rering from the Bank’s service as at the close of business on _____________
Following are my liabilies towards the Bank as on the date of my rerement.
TYPE OF LOAN ACCOUNT NO. BRANCH (CODE) OUTSTANDING
1. _____________ _____________ ______________ __________________
2. _____________ _____________ ______________ __________________
3. _____________ _____________ ______________ __________________
4. _____________ _____________ ______________ __________________
5. _____________ _____________ ______________ __________________
I propose to liquidate above loans / Advances from my Terminal Benets / own
sources / to connue aer my rerement (applicable only in case of Housing Loan)
Yours faithfully,
(Signature of Employee / Ocial)
Name : ___________________________________
Designaon : ______________________________
P.F. Index No. ______________________________
Branch / Oce ____________________________
_________________________________________
Date :
73
The Branch Manager /
AGM / CM, Oce Administraon Department,
State Bank of India,
__________________________ Branch / Oce
Date :
Dear Sir,
PENSIONER’S IDENTITY CARD
I request you to kindly arrange to issue me Pensioner’s Identy Card, as I am rering
on ________________. My Bio-data is furnished below. I am also enclosing one
passport sized photograph of myself.
1. NAME : ________________________________________________________
2. DESIGNATION (at the me of rerement) : _____________________________
3. P.F. INDEX NO. : ___________________________________________________
4. DATE OF BIRTH : __________________________________________________
5. DATE OF RETIREMENT :_____________________________________________
6. BLOOD GROUP : ___________________________________________________
7. POST RETIREMENT ADDRESS : ________________________________________
________________________________________________________________
8. TELEPHONE NO. (at the above address): ________________________________
Yours faithfully,
(Signature of Employee / Ocial)
74
P.F. Index Number: ______________
Name of the Pensioner:__________________
_____________________________________
Rered from:__________________________
(SBI/IBI/e-AB – Name of the Bank)
Designaon:___________________________
(at the me of rerement)
Date of Birth:___________________________
Date of Rerement: _____________________
Blood Group:___________________________
Name of the spouse:_____________________
Date of Birth of Spouse: __________________
Address:_______________________________
______________________________________
Mobile No.: ____________________________
Mobile No.:____________________________
(in case of emergency)
Pension Paying Branch: ___________________
_____________(Code No.)________________
Pension Account Number:_________________
Signature of the authority
Issuing Identy Card with seal.
(If found please return to nearest SBI Branch)
75
To,
The Chief Manager (HR)
State Bank of India,
________________Zonal Oce,
__________________________
__________________________,
Date :
Dear Sir,
SUB : EMWS REFUND APPLICATION
I am a member of EMW Scheme. My unit of EMWS is Rs. ____________ from
_______________________. I have completed _______ years of age as on __________
and rered from Bank as ___________________ from _______________ Branch /
Oce on __________. The parculars of my membership/ posng since _________
ll date is given below:-
Sl. Name of the Branch No. of
Months
Contribuon
From To
You are therefore, requested to refund my dues. Cheque may be sent to State Bank of
India, __________________ Branch Saving Bank Account No. ___________________
Yours faithfully,
(Signature of Employee / Ocial)
Name : ________________________________
Designaon : ___________________________
P.F. Index No. ___________________________
Branch / Oce __________________________
76
Cered that Shri / Smt. ……………………………………. a pensioner of the Bank appeared
before me today and signed / axed his / her L.T.I below in my presence.
_____________ _____________________________
Signature / L.T.I Branch Manager/Gazeed Ocer
Date …………..............…. (Oce seal)
Name of the Pensioner : _____________________________________________
P.F. Index Number : _____________________________________________
Pension A/c No. : _____________________________________________
Name and Code of the
Pension paying Branch : _____________________________________________
---------------------------------------------------------------------------------------------------------------
ACKNOWLEDGEMENT
(to be given to the applicant by the Branch receiving the Life Cercate)
Received from Shri/Smt. ______________________________________ his / her Life
Cercate on ________________________________________________________.
Date ___________________
Branch _________________ Signature of the ocer
receiving Life Cercate
Seal of the Branch
77
(To be submied through the controller under whom the ocer was posted at the
me of his rerement)
From: ………………......……………..
The ………….......................……, email ID : ………............…………………
State Bank of India, Ph. No. : ……………………................….
Date: …………............................………
Dear Sir,
I wish to take up employment aer rerement and the parculars are as under:
1. Name of the ocial :
P F Index :
2. Date of joining the Bank :
3. Date of rerement :
4. Grade at the me of rerement :
5. If rered voluntarily reasons for
rerement
:
6. Details of the proposed employment. :
7. Whether the proposed employer is
banking with us? If not, with whom?
:
8. Any other connecons of the rm with
our Bank
:
9. Whether the ocial had any dealings
with the proposed employer before
rerement/ employment?
:
78
10. Whether the knowledge and
experience of the ocial will give the
employer an unfair advantage?
:
11. Whether the proposed employment is
of a reputable kind?
:
12. Purpose of accepng the new
employment
:
13. Emoluments expected
(Aach a copy of oer of employment)
:
14. Terms and condions of the proposed
assignment
(Enclose a copy)
15. Permission sought/obtained on earlier
occasions from the Bank for accepng
employment aer rerement. (Please
menon post/name of organizaon
and date of permission.
16. If Bank's accommodaon /leased
accommodaon provided, Flat No,
Name of the Bldg., etc. and date on
which vacated.
2. Please accord necessary permission in terms of SBI Employees’ Pension Fund
Rules to accept proposed employment without prejudice to my pension. All
the informaon/ parculars submied above are true and correct. In case any
informaon is found to be incorrect at a later date, I am liable for withdrawal of
my pension.
Yours faithfully,
(…………………........................................................……..)
Signature of the rered ocial
DATE:
Address for Communicaon :
…………………..........................................................………
…………………..........................................................………
…………………..........................................................………
79
AHMEDABAD Scienc Diagnosc Centre AHMEDABAD
AHMEDABAD Apollo Hospital Internaonal Ltd.
Gandhinagar
AHMEDABAD Rushab Pathology/ Laboratory/
Endocrine Centre
AHMEDABAD Green Cross Pathology & Molecular
Laboratory
AHMEDABAD Supratech Micropath Laboratory &
Research Inst. Pvt. Ltd.
AHMEDABAD Unipath specialty lab ltd.
Ahmedabad (MULTICITY LAB)
AHMEDABAD Shraddhadeep Pathology Laboratory,
Gandhinagar
GANDHINAGAR
AHMEDABAD Life line pathology lab NADIAD
AHMEDABAD Sainath Sonography Centre BHAVNAGAR
AHMEDABAD Unipath specialty lab ltd.
Ahmedabad (MULTICITY LAB)
AHMEDABAD Vision Laboraty Diagnosc Centre
AHMEDABAD Dr. Kadakias Laboratory VADODARA
AHMEDABAD Unipath specialty lab ltd.
Ahmedabad (MULTICITY LAB)
AHMEDABAD K K Patel Vakal Nidan Kendra &
Physiotherapy Centre
AHMEDABAD Anand Pathology Laboratory ANAND
AHMEDABAD Diagnosc Centre of H.J.Doshi
Sarvajanik Hospital, Rajkot
RAJKOT
AHMEDABAD R.B. Kothari polydiagnosc Centre &
Hospital
AHMEDABAD Unipath specialty lab ltd.
Ahmedabad (MULTICITY LAB)
JAMNAGAR
AHMEDABAD Unipath specialty lab ltd.
Ahmedabad (MULTICITY LAB)
SURAT
AHMEDABAD Shree Sai Diagnosc Ahmedabad
BHOPAL Dr N K Jain Memorial Diagnosc
Centre (Religare SRL)
Bhopal
80
BHOPAL Peoples General Hospital Bhopal
BHOPAL Pioneer Pathology Lab, Indore Indore
BHOPAL CHL Hospitals Indore
BHOPAL Choithram Hospital & Research
Centre
Indore
BHOPAL Bhalla Pathology Centre Jabalpur
BHOPAL Ashirwad Digital X-Ray Ultrasound
2D Echo & Colour Dopler Centre
Jabalpur
BHOPAL Real Diagnoscs Pvt. Ltd. Gwalior
BHOPAL Unique Pathology Gwalior
BHOPAL New Age X-Ray Gwalior
BHOPAL Central Pathology Gwalior
BHOPAL Gitanjali Hi-Tech Diagnosc Centre Raipur
BHOPAL Images Pathology Bhilai
BHOPAL Advanced Diagnosc Centre Bilaspur
BHOPAL Radia Assay & Pathology Laboratory Korba
BHOPAL Tejankar Health Care & Medical
Research Instute Pvt. Ltd.
Ujjain
BHOPAL CHL Hospitals Indore
BHOPAL CHL Medical Centre Ujjain
BHOPAL Mahavir Diagnosc Centre Ujjain
BHOPAL Tejankar Health Care & Medical
Research Instute Pvt Ltd
Ujjain
BHOPAL Shalby Limited Indore
NEW DELHI General william Masonic New Delhi
NEW DELHI Shri Ram Singh Hospital New Delhi
NEW DELHI Prognosis Laboratories New Delhi
NEW DELHI Saroj Hospital & Heart Instute New Delhi
NEW DELHI Kalra Hospital & Heart Centre New Delhi
NEW DELHI Shree Krishna Medical Centre New Delhi
NEW DELHI Life Line Diagnosc Centre New Delhi
NEW DELHI Green Park Diagnosx New Delhi
NEW DELHI Goyal MRI & Diagnosx Centre New Delhi
NEW DELHI Suraj Diagnosc & Research Centre Gurgaon
81
NEW DELHI Yash Clinic Fridabad
NEW DELHI Dr. L al Path Lab New Delhi / NCR
NEW DELHI X-Ray Centre & Ultra Sound Agra
NEW DELHI Medinova Tesng Centre Agra
NEW DELHI Jain Pathalogical Lab Aligarh
NEW DELHI Genome Diagnoscs Agra
NEW DELHI Seth Diagnosc Centre Agra
NEW DELHI Rangeshwar Pathlogical Laboratory Mathura
NEW DELHI Shobha Sikund Path Lab Dehradun
NEW DELHI Dr. Sikand Ultrasound Dehradun
NEW DELHI Dr. Chhabra Pathological Lab Dehradun
NEW DELHI Dr. Sanjana Nauyal Pathological Lab Dehradun
NEW DELHI Lokpriya Hospital Meerut
NEW DELHI Elabz Pathology Saharanpur
NEW DELHI Dev Nandini Pathology Hapur
NEW DELHI Jaswant Rai Diagnoc Centre Meerut
NEW DELHI Ajanta Heart Care Ghaziabad
NEW DELHI Clinical Pathological Lab Muzaarnagar
NEW DELHI Arjun Diagnosc Centre Ghaziabad
NEW DELHI Agarwal Eye Care & Pathology centre Bulandshahar
CHENNAI M/s Aarthi Scans Chennai
CHENNAI M/s Bharat Scans Chennai
CHENNAI M/s Ehrlich Lab Chennai
CHENNAI M/s V R R Diagnosoc Chennai
CHENNAI M/s Doctors Diagnosc Tiruchirapalli
CHENNAI M/s Immuno Ancillary Clinical
Services
Coimbatore
MUMBAI Suyash Diagnosc Centre Centre 6, Swaralata
Apts. Gr. Flr.,Gohale Rd.
Naupada, Thane (W),
MUMBAI Healthcare Medical Yogi Avenue, 1st oor,
Yogi Nagar, Borivali (W),
Mumbai-400092
82
MUMBAI Shree Gangotri Clinic 3/ Gangotri Deen Dayal
rd, Behind Everest Hall
Dombivli (W), Thane
421202
MUMBAI Saraf's Diagnosc Centre 103/104, Vyom Arcade,
First Floor, Tejpal Scheme
Road No. 5, O. Subhash
Road, Vile Parle (East),
Mumbai - 400 057
MUMBAI Care Hospitals 3, Farmland, Pansheel
Square, Nagpur-440010.
MUMBAI Shanmohan Hospitals 1st Floor, Opp. Saraf
Chambers, Mount Road,
Sadar, Nagpur - 440 001
MUMBAI Dr. Rivonkar's Imaging Centre 1st Floor, Campal Trade
Centre, Behind Military
Hospital, Campal, Panaji,
Goa
MUMBAI Dr. Fonseca's Pathology Laboratory Next to St. Sebasan
Chapel Fontainhas, Goa
MUMBAI Dr. Hedgewar Rugnalaya Garkheda, Aurangabad
MUMBAI Apollo Clinic Plot No. 50,
Jaivishwabhara Colony,
Opp Sapana Super
Market, Aurangabad -
431 005
AMRAVATI Konacc Diagnosc Centre Guntur
AMRAVATI Doctors Diagnoscs & Research
Centre
Kakinada
AMRAVATI Vijaya Diagnosc Centre Pvt., Ltd., Kurnool
AMRAVATI Vijaya Diagnosc Centre Nellore
AMRAVATI Crystal Diagnosc Centre Tirupa
AMRAVATI Goodwill Diagnosc Centre Kadapa
AMRAVATI Konacc Diagnosc Centre Vijayawada
AMRAVATI Super Hospitals Tirupa
AMRAVATI Vijaya Medical Centre Visakhapatnam
AMRAVATI Satyam Diagnoscs Anantapuramu
AMRAVATI The Apollo Clinic Tirupa
83
AMRAVATI Vijaya Diagnosc Centre Visakhapatnam
CHANDIGARH M/s Medicos Centre Sco 821-822, Sector 22-
A, Opp. Parade Ground,
Chandigarh
CHANDIGARH M/S Chandigarh SCO9, Sector 16-D,
Chandigarh
CHANDIGARH Clinical Laboratories
CHANDIGARH M/S Khandelwal SCO-108-109, Sector 8C,
Chandigarh
CHANDIGARH Diagnosc centre
CHANDIGARH Dr. Shamer Singh SCF 13-14, Sector 16D,
Chandigarh
CHANDIGARH Memorial Radio
CHANDIGARH Diagnosc Centre
CHANDIGARH M/s Batra X-Ray & SCO10, Sector 10,
CHANDIGARH Ultrasound Scan Centre Clinical Panchkula
CHANDIGARH Laboratory
CHANDIGARH M/s Altus Medical SCO 35, Sector 16D,
Chandigarh
CHANDIGARH Laboratories
CHANDIGARH Jammu Diagnosc Centre Dr. Guran Dia Mal Eye
Hospital Buliding, Kachi
Chawani, Jammu
CHANDIGARH Dr. Rajiv Rana’s Path Lab 15-16-17, Melaram
School Market
CHANDIGARH Tricity Path Labs and DSS 307, Sector 20,
CHANDIGARH Diagnosc Panchkula Panchkula
CHANDIGARH Vijayanand Diagnosc Centre Basant Road, Civil Lines,
Ludhiana
CHANDIGARH Siddharth Diagnosc Centre Mohali
CHANDIGARH Chandigarh Diagnosc Laboratory Mohali
PATNA M/s Clinical Lab Hazaribagh
PATNA M/s Popular Diagnosc & Research
Centre
Patna
PATNA Dr. Ruban Diagnosc, Patna Patna
PATNA Sri Sai Hospital, Patna Patna
PATNA Dr. Uday Diagnosc Centre,
Jamshedpur
Jamshedpur
PATNA M/s Shyam Baba Health Care Bhagalpur
84
PATNA One Point Diagnosc Centre Ranchi
PATNA Avishkar Diagnosc Centre Dhanbad
BHUBANESWAR M/S Ashok Diagnosc Centre Bhubaneswar
BHUBANESWAR M/S Apex Neuro Scan Research nd
Diagnosc Pvt. Ltd.
Cuack
BHUBANESWAR M/s DAPS Diagnoscs Sambalpur
BHUBANESWAR Nidan Diagnosc & Research Centre Berhampur
KOLKATA Bharat Sevasram Sangha Diamond Harbour Road,
Kolkata- 700104
KOLKATA N G Medicare & Hope Inferlity
Clinic
123A, Rashbihari Avenue,
Kolkata -700029
KOLKATA Ashok Laboratory 390B, Jodhpur Park,
Kolkata-700068
KOLKATA SRL Ltd. Midland Park Building,
AN Block, Sector-V,
Salt Lake Bypass Road,
Kolkata- 700102
KOLKATA Chikitsa Medicare Centre Pvt. Ltd. 6, Diamond Harbour
Road, Kolkata-700034
KOLKATA Dr. Sudarshan Chakraborty Memorial
Centre
P-198, Ultadanga Main
Road, CIT Scheme VIIM,
Kolkata - 700067
KOLKATA North City Diagnosc Centre Pvt. Ltd. 35A, Canal West Road,
Gouribari, Ultadanga,
Kolkata-700004
KOLKATA Eko Diagonsc Pvt. Ltd. 54, Jawaharlal Nehru
Road, Kolkata-700071
KOLKATA Dr. Roy's Diagnosc Centre 136/1, B.K. Pal Avenue,
Kolkata- 700005
KOLKATA Anandalok Sonoscan Pvt. Ltd. 3/3 Hillcart Road, Near
Mahananda Bridge,
Siliguri-734403
KOLKATA Chiaranjan Ultrasonography &
Echocardiography
33, Ramkrishna Road,
Khosbagan, Burdwan-
713101
KOLKATA Tirupa Diagnosc Centre R.B. Ghosh Road,
Khosbagan, Burdwan-
713101
85
KOLKATA Medi Scan Block-II, Stall-11,
Commercial Estate,
City Centre, Durgapur-
713216
KOLKATA Calcua Medical Centre Ltd. Kolkata
KOLKATA Bhara Diagnosc Centre Chinsurah, Hooghly
BANGALORE Apoorva Diagnosc Centre Bengaluru
BANGALORE Kanva Diagnosc Centre Bengaluru
BANGALORE Raghav Diagnosc Centre Bengaluru
BANGALORE Richmond Polyclinic & Diagnosc
Centre
Bengaluru
BANGALORE Magnus Diagnosc Centre Bengaluru
BANGALORE RV Metropolis Diagnosc Centre Bengaluru
BANGALORE Vikram Hospital Bengaluru
BANGALORE Sparsh Diagnsoc Centre Mangaluru
BANGALORE Disha Diagnosc Centre Belgaum
BANGALORE Bhagawan Pathology Mysuru
BANGALORE Hubli Scan Cnetre Hubballi
BANGALORE Baba Diagnsoc Centre Gulbarga
BANGALORE Sanjeevini Diagnsoc Centre Udupi
HYDERABAD S L B149:B182DIAGNOSTICS,
NALLAKUNTA
HYDERABAD
HYDERABAD M/S VIJAYA DIAGNOSTIC CENTRE
PVT LTD
HYDERABAD
HYDERABAD M/S SECUNDERABAD DIAGNOSTIC
AND RESEARCH CENTRE
HYDERABAD
HYDERABAD M/S MEDINOVA DIAGNOSTIC
CENTRE, NALGONDA (A.O)
KHAMMAM
THIRUVANATHAPURAM MODERN DIAGNOSTIC CENTRE KOTTAYAM
THIRUVANATHAPURAM THE APOLLO CLINIC DIAGNOSIS
EVALUATION & RESEARCH P LTD,
TRIVANDRUM
THIRUVANATHAPURAM THE APOLLO CLINIIC DIAGNOSIS
EVALUATION & RESEARCH P LTD,
KANNUR
86
THIRUVANATHAPURAM VITHAYATHIL DIAGNOSTIC & SCAN
CENTRE,
PALAKKAD
THIRUVANATHAPURAM MEDILAB SPECIALITY LABORATORIES, KOCHI
THIRUVANATHAPURAM ASWINI DIAGNOSTIC SERVICES, Kozhikode
THIRUVANATHAPURAM DEVI SCANS TRIVANDRUM
THIRUVANATHAPURAM ASWATHY LAB. ALAPPUZHA
THIRUVANATHAPURAM PRIAM FAMILY HEALTH CARE (I) PVT
LTD. CALICUT
KOZHIKODE
THIRUVANATHAPURAM HYGEA MED LABORATORIES, THRUSSIR
THIRUVANATHAPURAM DDRC SRL DIAGOSTICS PVT. LTD TRIVANDRUM
JAIPUR Mehta Diagnosc Clinic & Research
Centre, Jaipur
Raja Park, Jaipur
JAIPUR Dr.Goyal’s Path Lab &Imagine Centre,
Jaipur
New Sanganer Road,
Jaipur
JAIPUR Veena Dayal Charitable Diagnosc &
Research centre, Ajmer
Opposite Savitri School,
Civil Lines, Ajmer
LUCKNOW M/S PARK DIAGNOSTIC CENTRE LUCKNOW
LUCKNOW M/S INDRA DIAGNOSTIC CENTRE LUCKNOW
LUCKNOW M/S CHANDAN DIAGNOSTIC FAIZABAD
LUCKNOW M/S NIDAN DIAGNOSTIC CENTRE LUCKNOW
LUCKNOW M/S USHA PATHOLOGY, X-RAY &
ULYRASOUND
KANPUR
LUCKNOW M/S M.G. PATHOLOGY CLINIC GORAKHPUR
LUCKNOW M/S SETHI PATHOLOGY BAREILLY
LUCKNOW M/S VIPUL ULTRA SOUND BAREILLY
LUCKNOW M/S VIPUL X-RAY BAREILLY
LUCKNOW M/S GALAXY LIFE CARE SERVICES
LTD.
VARANASI
LUCKNOW ATHARVA PATHOLOGY GORAKHPUR
LUCKNOW SNEH PATHOLOGY KANPUR
LUCKNOW MOHAN DIAGNOSTIC CENTRE KANPUR
LUCKNOW BHARAT X-RAY PATHOLOGY &
ULTRASOUND
KANPUR
LUCKNOW SNEH PATHOLOGY, X-RAY &
ULTRASOUND
KANPUR
87
LUCKNOW INDRA DIAGNOSTIC, ALLAHABAD ALLAHABAD
GUWAHATI M/s Appollo Clinic, Guwaha Kanchan Road,
Opposite Bora Service
Guwaha-781007
GUWAHATI M/s X-Ray Centre Guwaha Pvt. Ltd. G.S.Road, Ulubari,
Guwaha-781007
GUWAHATI Alcare Diagnosc & Research PVt.
Ltd.
Dinesh Ojha Path,
Rajgarh Road, Bhangarh,
Guwaha-781005
GUWAHATI M/s Chakraborty Medical Centre
Silchar
Normal School Road,
Silchar-788003
GUWAHATI M/s Suhasini X-Ray & Laboratory
Centre, Karimganj
Main Road,
Karimganj-788710
GUWAHATI M/s Woodland Hospital, Shillon Dhankhe,
Shillong-793003
GUWAHATI M/s Memorial Clinic, Shillong Wallang House, Three
Pins Colony, Laban,
Shillong-793004
GUWAHATI M/s Bethany Hospital, Shilong Nongrim Hills,
Shillong-793003
GUWAHATI M/s Sonic X-Ray Clinic, Agartala Agartala
GUWAHATI Dr. B.K.Paul, Eye Specialist, Agartala Agartala
GUWAHATI M/s Babina Diagnosc Centre,
Imphal
RIMS Road,
Imphal-795001
GUWAHATI M/s Baruah X-Ray & Sonoscan Clinic,
Jorhat
A.T. Road, Tarajan,
Jorhat-785001
GUWAHATI M/s Patholab Diagnosc Centre,
Jorhat
T.R. Phukan Road,
Jorhat-785001
GUWAHATI M/s Spondon Diagnosc Centre,
Golaghat
Firtst Floor, Jabana,
Medical Hall, Hospital
Road, Golaghat-785621
GUWAHATI M/s Assam X-Ray Clinic, Golagaht Riju Complex Near
Kushal Konwar Hospital
Golaghat-785621
88
1 North Eastern Guwaha Sabodaya Path Bhangagarh
Guwaha-781005
2 North Eastern Shillong Pala complex, Last Stop, P.O. Laban,
Shillong:793004
3 North Eastern Kaziranga Lakosha Tourist Lodge, 1 No.
Kohora(Near ASEB Power Staon),
P.O. Kaziranga Naonal Park,
Golaghat(Assam)
4 North Eastern Jorhat A.T Road, Jorhat(Assam)
PIN - 785001
5 Bengaluru Bengaluru Binnyston Gardens (Near Binny
Mills), Behind City Railway Staon,
Magadi Road, Bengaluru 560023
6 Bengaluru Mysore 1 No. 16/1 & 16/2, Shivanna
Complex, Kalidasa Road,
V.V.Mohalla, Mysore 570002
7 Bengaluru Mysore 2 D-1, Bhavana Apartments, New
Sayyaji Rao Road, Bamboo Bazar,
Mysore
8 Bengaluru Mangaluru Woodside Hotel, Next to Don Bosco
School, Sbehind Bharath Motors
Building, Balmaa Road,
Mangaluru 575001
9 Bengaluru Kollur Hotel Kairali Residency, Kollur
Kundapur Taluk, Udupi District,
Pin Code 576220
10 Bengaluru Hubli Shannagar Bus Stop, 1st Floor, SBI
Madhura Colony Branch Building,
Keshawapur, Hubli 580023
11 Chandigarh Katra, Jammu SBI Holiday Home at Hotel Ambica,
Jammu Road, Katra
12 Chandigarh Srinagar SBI Holiday Home at Hotel New
Park,Boulevard Road, Opp Dal Lake,
Srinagar
13 Chandigarh Shimla SBI Holiday Home at Hotel Green
Woods, Dhingra Estate, Opposite
Petrol Pump, Below Boileauganj,
Kalka Shimla Highway, Shimla
89
14 Chandigarh Manali SBI Holiday Home at M/s Manali
Cooperave Housing Society Ltd,
Manali
15 Chandigarh Dalhousie SBI Holiday Home, Near Subhash
Chowk, Dalhousie
16 Chandigarh Chandigarh SBI Holiday Home, Sector 42C,
Chandigarh
17 Chandigarh Katra SBI Holiday Home at Hotel Ambica,,
Jammu Road, Katra
18 Thiruvananthapuram Thiruvananthapuram Soleil, ETRA No.251, Near Jas
Hotel, Thampanoor,
Thiruvananthapuram
Pin : 695 014
Ph : 0471 6549955
19 Thiruvananthapuram Thiruvananthapuram TC 24/615, Near Police Training
College, Elangam Nagar, Thycaud,
Thiruvananthapuram
20 Thiruvananthapuram Ernakulam Hotel Mareena Regency,
Hospital Road, Opp Kalyan silks,
Ernakulam
Ph: 0484 2366618
21 Thiruvananthapuram Guruvayur Anjam Smrithi Mandiram Near
Railway Staon, East Nada
Guruvayur-Kerala-680101
Phone:0487-2555561
22 Thiruvananthapuram Guruvayur M/s.Krishna Gardens, Perumbilavil
Road Guruvayur-680101,
Ph.No.0487-2552558
23 Thiruvananthapuram Guruvayur M/s.Hotel Elite, East Nada
Guruvayur-680101,
Ph No.0487-2556215
24 Thiruvananthapuram Munnar M/S Sujatha Inn, A. M. Road,
Munnar (PO),
Idukki Dist, Kerala - 685 612.
Ph: 04865 232770, 04865 232880
e-mail:info@sujathainn.com
25 Thiruvananthapuram Munnar M/s. Green Ridge Holiday Home,
Munnar, Ph.No.0486-5231164
90
26 Thiruvananthapuram Thekkady M/S HOTEL S. N. Internaonal,
K.K.Road, Thekkady,
Kumily. Pin- 685 509,
Ph.No.04869-224355,320361
27 Thiruvananthapuram Thekaddy M/s. Hotel Kumily Gate Near
Kumily Bus Stand Kumily,Thekkedy,
Ph No.04869-222279
28 Thiruvananthapuram Kumarakom M/S.Ashirwad Heritage Resorts,
Ward No: 2, Chakrampady,
Kumarakom P.O, Koayam Dist,
Kerala , Pin 686 563.
Ph: 0481 2527100 , 0481 2527070
29 Thiruvananthapuram Wayand The Woodlands Main Road
Kalpea- Ph.No.04936-202547
30 Thiruvananthapuram Alappuzha-
Pallathuruthy
Jacquelin Cruise & House Boat,
Pallathuruthy
31 Hyderabad Hyderabad H No. 5-8-85/4, Abids to Nampally
Staon Road, Lane Between
Kamat Hotel & Andhra Furniture,
Hyderabad, Tel 040 23224652
32 Hyderabad Secunderabad Karishma Homes, Begumpet,
Secunderabad
33 Hyderabad Hyderabad Basheerbagh, Hyderabad
34 Amrava Tirupa 3rd Floor,
Seshadri Sikhara Apartments,
Near Phalani Theatre,
Gopal Raju Colony,
RC Road, Tirupa-517501
35 Amrava Tirupa D NO.19-42-52-105,
(MRF Tyres Backside),
Reliance Mart Backside Rd,
Kakateeya Nagar (Kanady),
Tirupa-517501
36 Amrava Visakhapatnam H. NO.11-3-8, Gangapur Layout,
Near Waltair Club,
Near Governor Bungalow,
Opp. Go Sons Lane,
Visakhapatnam-530003
91
37 Amrava Visakhapatnam SBI Administrave Oce Premises,
Balaji Nagar,
Siripuram Juncon,
Visakhapatnam-530003
38 Kolkata Gangtok Hotel Mountain Retreat
Tibet Road (Near M.G. Marg)
Gangtok, Sikkim, Pin- 737101
39 Kolkata Darjeeling Hotel Aristocrat
N.C. Goenka Road,
P.O. & P.S.- Darjeeling
West Bengal
Pin- 734101
40 Kolkata Digha Holiday Home Digha
Plot No : 17
Holiday Home Sector
Opp. Science Centre
New Digha – 721463
41 Kolkata Kolkata Hotel Swagath
37, Hazra Road,
Richi Road Crossing,
Kolkata - 700029
42 Kolkata Port Blair House of Smt. K.Prabha Wa
Rajiv Gandhi Nagar,
Near Raj Niwas,
Port Blair, Andaman & Nicobar
Islands, Pin -
43 Kolkata Sanniketan Hotel Basundhara
Baganpara, Simantapally,
Sanniketan, Dist- Birbhum
Pin- 731235
44 Kolkata Pelling Hotel The Alpine Pelling
Upper Pelling, Dist- Geysing,
West Sikkim
Pin- 737113
45 Jaipur Jaipur RAIKA HOME STAY, 5- BRIJ COLONY,
CHAMBAL POWER HOUSE ROAD,
HAWA SADAK, JAIPUR
92
46 Jaipur Jaipur HOTEL COSTARICA, F-301, SHYAM
PATH, NEW SANGANER ROAD,NEAR
SBI BRANCH, METRO PILLAR NO.
102, SODALA, JAIPUR
47 Jaipur Jaipur HOTEL AROMA CLASSIC, SP-1(A)
GOPINATH MARG, BEHIND JAYANTI
MARKET, NEAR PANCH BATTI, M.I.
ROAD, JAIPUR
48 Jaipur Kota HOTEL THE GRAND CHANDIRAM,
JHALAWAR ROAD, NEAR LIC
BUILDING, CHHAWANI CIRCLE,
KOTA
49 Jaipur Udaipur HOTEL SAPHIRE
AMBHAVGARH, NEAR HILLTOP
HOTEL, UDAIPUR
50 Jaipur Mount Abu SBI HOLIDAY HOME CUM
CONALESCENT HOME, NEAR POLO
GROUND, SUN SET POINT ROAD,
MOUNT ABU
51 Jaipur Jaisalmer HOTEL VRINDA PALACE, SHIV ROAD,
NEAR FORT, JAISALMER
52 Bhubaneswar Puri SBI HOLIDAY HOME,
CHAKRATIRTHA ROAD, NEAR OLD
BNR HOTEL, PURI. LAND LINE:
06752-227666
53 Bhubaneswar Bhubaneswar SBI HOLIDAY HOME, SOUBHAGYA
NAGAR, SIRIPUR-JAGAMARA NEW
ROAD, BHUBANESWAR. LAND LINE:
0674-2564499
54 Bhopal Bhopal Hotel Mayur Palace, Plot No.
11, Inter State Bus Terminus,
Habibganj, Bhopal Phone 0755-
2985579
55 Bhopal Gwalior Sugar Palm Hotel, Near Income Tax
Oce, Kailash Vihar, City Centre,
Gwalior 474011
Phone 0751-4013311
56 Bhopal Indore Hotel President, 163, R.N.T. Marg,
Indore 452001
Phone 0731-2528866
93
57 Bhopal Khajuraho Central Hotel, Opp. Pahilwaka,
Khajuraho,
Dis. Chhatarpur 471606
Phone 07676-274394
58 Bhopal Panchmari Hotel Pachmarhi, Patel Marg,
Pachmarhi 461881
Phone 07578-252170
59 Bhopal Ujjain Hotel Ashray, 77, Dewas Road,
Ujjain 456010 Phone 0734-2519301
60 Bhopal Jabalpur Hotel Samdareeya, Nepier Town,
Jabalpur 482001
Phone 0761-4004132
61 New Delhi Mussoorie Hotel Basera, Spring Road Library,
Mussoorie
62 New Delhi Haridwar Hotel Jagat Inn, 789, Model Colony,
Opp. Prem Nagar Ashram, Ranipur
More, Haridwar
63 New Delhi Haridwar Hotel alpana, Lower Bazar,
Ram Ghat, Haridwar
64 New Delhi Nainital Hotel Woodland, Mallital, Nainital
65 New Delhi Agra Hotel Jyo ConnentalA-5, Vaibhav
Nagar, O Fatehabad Road, Agra
66 New Delhi New Delhi Hotel City Internaonal, Near Arya
Samaj Marg, Metro Pillar no. 88,
Karol Bagh, New Delhi
67 New Delhi New Delhi Hotel Crest Inn, 4/27, WEA,
Sarswa Marg, Karol Bagh,
New Delhi
68 New Delhi New Delhi South Indian Hotel, Padam Singh
Road, Karol Bagh, New Delhi
69 New Delhi New Delhi Hotel Elegant Internaonal, C/28,
WEA, Ajmal Khan Road, Karol Bagh,
New Delhi
70 Patna Patna Back Side of Museum, Vidyapa
Marg, Patna
Pin-800001
94
71 Patna Bodh Gaya Sakya Guest House, Near Root
Instute, Saxena Road, Bodhgaya
Pin-824231
72 Patna Deoghar Baijan Bhawan, Near SBLC
Deoghar, Circular Road, Barmasia,
Deoghar
Pin-814112
73 Patna Ranchi Vardaan Killburn Colony, Near Eylex
Mall, Hinoo, Ranchi, Pin-834002
74 Ahmedabad Dwarka Hotel Dwarka Residency, Near
ISKON Gate, Dwarka 361335
75 Ahmedabad Veraval Hotel Rajdev, 3rd Floor, Bansidhar
Complex, S T Road, Veraval
76 Mumbai Aurangabad SBI Sta quarters, Building No. 6,
Jadhav Wadi, CIDCO, N-7, Jalgaon
Road, Aurangabad 431003,
Tel 0240 2482864
77 Mumbai Lonavala Opposite "Redet" Woodland Hotel,
Raiwood, Lonavala (E) 410401,
Ph 02114 277393
78 Mumbai Matheran "Navneet Villa", Behind Diwadkar
Hotel, Near Matheran Railway
Staon, Dist Raigad, Pin 410102,
Tel 02148 230071
79 Mumbai Borivali, Mumbai E-502, F-502, G-703 - 704, Kan
Park, Near Nasal Vihar, Shimpoli
Road Chikuwadi, Birivali (W),
Mumbai 400 092
80 Mumbai Goa Hotel Campal, Opp. Kala Academy,
Near Military Hospital, Panaji,
Goa 403001
81 Mumbai Goa AS/2 & AS/3, Paraiso De Goa, H B
Colony, Alto Porvorim, Bardez,
Goa 403521
82 Mumbai Panchgani Hotel Shanvan Coage, Shahu
Nagar, Kondiba Shinde Marg, JKG
Estate, Behind Nachiket Academy,
Panchgani 415806
95
83 Mumbai Shirdi Hotel Sai Sahavas, Opp. Gondkar
Complex, Near Gautom Sahakar
Bank Ltd., Pimpalwadi Road,
Shirdi 423109
84 Mumbai Shirdi Hotel Sai Village, Opp. Eshosons
Hotel, Pimpalwadi Road,
Shirdi 423109
85 Lucknow Allahabad 15/1, Stenley Road, Patrika
Chauraha, civil Lines,
Allahabad 211001
86 Lucknow Lucknow Sector-D.S./120, SBI Ocers
Flat, Near Galla Mandi, Opposite
ELDECO Apartment, Sitapur Road
Scheme, Lucknow 226024
87 Lucknow Varanasi D-63/8A, Anand Nagar Colony,
Behind Krishna Complex, SBI Shivaji
Nagar Branch, Mahmoorganj,
Varanasi 221010
88 Chennai Chennai M/s Royal Regency, Poonamallee
High Road, Periamet, Chennai
91 Chennai Kodaikanal Hotel Golden Parks Inn, Anna Salai,
Kodaikanal
92 Chennai Kanyakumari Hotel Amutham Residency,
6/158/6-23, Main Road,
Kanyakumari
923 Chennai Rameshwaram Hotel Shri Savarna, 1/9A,
South Car Street, Rameswaram
94 Chennai Madurai Alagu Sundaram Nagar, 1st Street,
Thiruparankundram Road, Madurai
95 Chennai Ooty Hotel Khems, Shore Ham Palace
Road, Opp to Eness Road,
Near Charring Cross,
Udhagamandalam, Ooty
96 Chennai Vellore No. 298, 13th Street, Phase 2,
Sathuvachari, Vellore
97 Chennai Valankanni Hotel Sea Gate, Main Road,
Velankanni
96
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Ø Obtain set of prescribed forms for payment of Gratuity, Pension, Leave
Encashment etc. and submit the same (duly lled / signed) together
with one passport sized photograph for Pensioner’s Identy Card and
6 joint photographs with spouse. (Specimen given in Annexures)
Ø Arrange for cancellaon of lien in respect of closed loan accounts
through HRMS and get the same approved by the Home Branch of
the loan accounts i) Car Loan ii) Other Sta Loan.
Ø Obtain in-principle approval from Housing Loan sanconing authority
for connuance and repayment of Sta Housing Loan upto the age of
75 years and / or Commercial Housing Loan, if any, aer rerement
(if desired).
Ø Arrange for repayment of all other loans and dues to the Bank on or
before date of rerement, or else, the same will be liquidated from
the proceeds of terminal benets.
Ø Retain the copy of Pension Payment Order (PPO) which is sent by
Circle PPG Department through Pension Paying Branch to you.
Ø Remember to submit Life Cercate at pension paying branch/
any other branch in the month of November every year (as per the
specimen contained in Annex-14)
Ø Remember to submit proofs of Investment at pension paying branch
for eecng calculaon of income tax.
Ø Remember to collect Form-16 from pension paying branch.
