Bahrain Personal Data Protection Law - Privacy Policy
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Ver-ICBKBAH-2018KYC-4.0, w.e.f. May 10, 2024
About ICICI Bank:
ICICI Bank Limited, Bahrain Branch (“Bahrain Branch”) (‘ICICI’ or the ‘Bank’) is an overseas branch of ICICI Bank Limited, India - a comprehensive
financial services provider and one of the largest players in the Indian Financial Services industry. ICICI Bank, having achieved leadership in the
domestic market, has now established a presence in the major global financial Centers including USA, Canada, UK, UAE, Bahrain, China, and
Singapore. ICICI Bank Bahrain has been granted Retail Bank (Branch) License during May 2007 by Central Bank of Bahrain (the Regulator) for
Retail and Full Commercial Banking Activities in the Kingdom of Bahrain. Such a license entitles the branch to act as hub for business in the Middle
East and to deal with Resident and Non-Residents of Bahrain in any currency. ICICI Bank, Bahrain Branch offers its clients a wide range of customer
friendly products like Bank accounts, Deposits, Loan Against Deposits, Remittance facilities through branch/ online/ Kiosk and attractive investment
options.
For the purpose of processing the above-mentioned services, ICICI collects, processes, and retains the required personal data and sensitive person-
al data of its prospects, customers and third parties. Furthermore, to engage employees / contractors for providing these services, ICICI collects,
processes and retains job candidates and employees personal data.
Origin of Personal Data & Sensitive Personal Data:
ICICI collects the prospects personal and sensitive data for sharing products and service details. The Bank also collects customers personal data
directly through opening new customers accounts and during performing the core sales and distribution operations.
Categories of Personal Data:
ICICI processes the prospects and customers following personal data: Identity and Contact details such as Full name, postal addresses, email
address, phone numbers, customer account established in ICICI, CPR copy, smart card data etc.
Purposes for Data Collection and Lawful Basis for Processing:
ICICI only processes your personal data based on one or more of following lawful basis under Bahrain Personal Data Protection Law (’Bahrain
PDPL’):
Categories of Recipients of your Data:
Your personal data will be processed by ICICI and may be shared with third parties within or outside the Kingdom of Bahrain including cloud provid-
ers for email communication and online and Disaster Recovery storage, when required by the law, or where it is necessary to administer the
relationship with you or where we have one of the above-mentioned legitimate interests in doing so. This includes sharing your personal data with
banks, auditors, system support vendors, and governmental bodies, with any other parties as detailed in respective product(s) or service(s) related
forms and general terms and conditions applicable for availing such service(s) or product(s) from ICICI.
Your rights under Bahrain PDPL (Act No. 30 of 2018)
You have the rights to submit your request free of charge to ICICI:
a. To be notified about the complete data concerning you and request its rectification.
b. Remove, block, or restrict your personal data.
c. Object if your personal data is being used for direct marketing.
d. Object if processing may result in defamation or discrimination causing possible financial or moral damage.
e. Object if your personal data is being used for decisions based on automated data processing and request that the processing be solely
automated.
Purpose Lawful Basis
To open new accounts to potential customers Contractual Obligation
To acknowledge collections from customers from all locations Contractual Obligation
To offer credit to the customers Contractual Obligation
Legitimate Interest
To apply online backups, system support and maintenance activities Legal Obligation
Legitimate Interest
To provide your information to auditors during and after your contract to verify compliance with Bahrain
Laws
Legal Obligation
To store your contact details electronically in our records for communication Legitimate Interest
Data Subject Consent
To comply with ICICI’s internal policies and procedures Contractual Obligations
Legitimate Interests
Purposes relating to any of the above Legal Obligation
Legitimate Interests
Contractual Obligations
Any other purposes as detailed in respective product(s) or service(s) related forms and general terms and
conditions as agreed
Legal Obligation
Legitimate Interests
Contractual Obligations
Any other purposes permitted by law Legal Obligation