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Additional Helpful Resources.
Even if you do not find any suspicious activity on your initial credit reports, the Federal Trade Commission
(FTC) recommends that you check your credit reports periodically. Checking your credit report periodically
can help you spot problems and address them quickly.
If you find suspicious activity on your credit reports or have reason to believe your information is being
misused, call your local law enforcement agency and file a police report. Be sure to obtain a copy of the
police report, as many creditors will want the information it contains to absolve you of the fraudulent debts.
You may also file a complaint with the FTC by contacting them on the web at www.ftc.gov/idtheft, by
phone at 1-877-IDTHEFT (1-877-438-4338), or by mail at Federal Trade Commission, Consumer
Response Center, 600 Pennsylvania Avenue, NW, Washington, DC 20580. Your complaint will be added
to the FTC’s Identity Theft Data Clearinghouse, where it will be accessible to law enforcement for their
investigations. In addition, you may obtain information from the FTC about fraud alerts and security
freezes.
If your notice letter states that your bank account information impacted, we recommend that you contact
your financial institution to inquire about steps to take to protect your account, including whether you
should close your account or obtain a new account number.
Iowa Residents: You may contact law enforcement or the Iowa Attorney General’s Office to report
suspected incidents of identity Theft: Office of the Attorney General of Iowa, Consumer Protection
Division, Hoover State Office Building, 1305 East Walnut Street, Des Moines, IA 50319,
www.iowaattorneygeneral.gov, Telephone: (515) 281-5164.
Maryland Residents: You may obtain information about avoiding identity theft from the Maryland
Attorney General’s Office: Office of the Attorney General of Maryland, Consumer Protection Division,
200 St. Paul Place, Baltimore, MD 21202, www.oag.state.md.us/Consumer, Telephone: 1-888-743-0023.
Massachusetts Residents: Under Massachusetts law, you have the right to obtain a police report in regard
to this incident. If you are the victim of identity theft, you also have the right to file a police report and
obtain a copy of it.
New Mexico Residents: You have rights under the federal Fair Credit Reporting Act (FCRA). These
include, among others, the right to know what is in your file; to dispute incomplete or inaccurate
information; and to have consumer reporting agencies correct or delete inaccurate, incomplete, or
unverifiable information. For more information about the FCRA, please visit
www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf or www.ftc.gov.
In Addition, New Mexico Consumers Have the Right to Obtain a Security Freeze or Submit a Declaration
of Removal
As noted above, you may obtain a security freeze on your credit report to protect your privacy and ensure
that credit is not granted in your name without your knowledge. You may submit a declaration of removal
to remove information placed in your credit report as a result of being a victim of identity theft. You have
a right to place a security freeze on your credit report or submit a declaration of removal pursuant to the
Fair Credit Reporting and Identity Security Act.
The security freeze is designed to prevent credit, loans, and services from being approved in your name
without your consent. When you place a security freeze on your credit report, you will be provided with a
personal identification number, password, or similar device to use if you choose to remove the freeze on
your credit report or to temporarily authorize the release of your credit report to a specific party or parties