e-Sign Consent and Consumer Supplement to Treasury Management Master Services Agreement
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You agree that your use of the Service to electronically authorize, instruct or interact with Bank
(including but not limited to ordering a funds or wire transfer, making a bill payment, borrowing
from or paying an eligible credit account, applying for or the activation of or the accepting of the
terms of an additional service feature or related service, accepting or receiving documents or
notices, self-administering your Service or its settings or configurations) shall have the same
force, effect and authority as if signed by you and delivered to Bank by paper.
(b) Canceling. You may at any time withdraw your consent to electronic delivery instead of paper by
calling or writing your Consumer Customer Care Representative (defined below), but Bank may
then terminate your ongoing use of your Service. Your consent for this Supplement is in addition
to any other consents to electronic delivery you may have given for any separate agreements
with Bank. Withdrawing your consent under this Supplement will not by itself cancel your
consents for electronic delivery under those separate agreements.
(c) System Requirements. To use the Service and receive electronic disclosures: you must be
enrolled and activated in the Service, your computer and/or mobile device must use commonly
accepted and recently updated software for reading and saving PDF and HTML documents; you
must be connected via your internet service provider or your mobile communications data service
provider; your computer or mobile device must use a commonly accepted and recent updated
version of an HTML compliant web browser that supports Transport Layer Security (“TLS”)
encryption; you must have, maintain and provide Bank with your valid, active updated email
address(es) for sending, receiving and retaining communications with the Service; and you must
be able to connect to websites via hyperlinks in email. For Mobile Treasury Internet Banking
(“Mobile TIB”), you must also have the most recent version of Bank’s Mobile TIB software
installed on your mobile device, have your mobile device and mobile phone number registered
with Mobile TIB, and have your mobile device enabled for SMS text messaging. You must
regularly install updates as they become available to your computer’s and/or mobile device’s
operating system, web browser and PDF reader (and, if applicable, your Mobile TIB Software).
Bank may (but is not required to) deny service (1) if security features of your software, computer
or mobile device have not been updated, or have been disabled or modified (e.g., a “jailbroken”
mobile device), or (2) if you are using a disposable (e.g., “burner”) mobile device.
You hereby confirm and warrant to Bank that you have (1) the required system as described
above, and (2) verified your hardware and software, and your ability to access, view and print or
electronically save (including taking screenshots) electronically delivered disclosures and
communications. If you are not able to view and print or save such notices and disclosures, you
must not enroll in or use the Service.
(d) Electronic Delivery. Permissible electronic delivery by Bank includes (i) by email to any address
that Bank has on its Service records, including attaching documents to the email, or providing
links to or instructions for navigating to documents posted online; (ii) by SMS text message to any
mobile device telephone number you may have provided to Bank (including but not limited to the
mobile number that you have listed in connection with the Service or any of its functions; (iii) by
display on your screen or other “in-product” message or alert during your Service activity
(including Mobile TIB activity); (iv) by posting it to the Service’s message center; (v) by message
printed on the periodic statement for your Consumer Accounts or account analysis statements in
which your Consumer Accounts appear); or (vi) any other electronic means that you have
authorized elsewhere (e.g., our Information Reporting Service) or hereafter authorize pursuant to
this Supplement. Any of the foregoing methods of electronic delivery may be used for any
Service function that requires logging into the Service to use (e.g., Automated Clearing House
(ACH) entries internal book transfers, Fedwire wire transfers), even if that function has its own
terms and conditions that do not themselves list the foregoing methods of electronic delivery.